California · Census, HUD and BEA figures · Updated

Cost of Living in Redding, CA

Prices around Redding, CA run 0.7% above the U.S. average (BEA, the metro area). The typical household there earns $70,466 a year, and HUD puts a two-bedroom at $1,590 a month. Keeping that rent under 30% of income takes about $63,600 a year.

Redding, CA at a glance

Median household income

$70,466$5,872 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,590HUD FY2026 Fair Market Rent
Price level (U.S. = 100)100.7+0.7% · BEA, the metro area
Electricity34.7¢per kWh · EIA Residential CA
Population93,409Census ACS 5-year estimate

How much rent can you afford in Redding, CA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,590Monthly market rent
Share of gross income27.1%Recommended max: 30%
Annual income needed$63,600To meet the 30% standard
Max affordable rent$1,762At 30% of $70,466
0%30% (Affordability standard)100%
Compare against:

How much is rent in Redding, CA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Redding, CA MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Redding, CA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,172$14,064$46,88020%
1-Bedroom Apartment$1,212$14,544$48,48020.6%
2-Bedroom ApartmentBenchmark$1,590$19,080$63,60027.1%
3-Bedroom Home$2,211$26,532$88,44037.7%
4-Bedroom Home$2,667$32,004$106,68045.4%

Rent in Redding, CA, with the wage each unit needs →

What a typical income covers in Redding, CA

The 50/30/20 rule applied to the local median of $70,466 a year ($5,872 a month before tax).

Needs (50%)$2,936/moRent ($1,590 2-BR), utilities (~$313/mo), groceries, transit
Wants (30%)$1,762/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,174/moEmergency fund, retirement, paying down loans

What $70,466 leaves after California taxes

Federal income tax, Social Security, Medicare and California tax on the local median income. Change the salary to see yours.

$70,466
$25,000$145,000
Filing status:
Gross salary breakdown$70,466
Net 79%
Fed 9%
CA 3%
FICA 8%
Annual take-home$55,991After all taxes
Monthly deposit$4,666Estimated per month
Biweekly paycheck$2,154Every 2 weeks (26/yr)
Effective tax rate20.5%Total tax burden
Federal income tax$6,673 / yr
California state income tax$2,412 / yr
FICA (Social Security & Medicare)$5,391 / yr

Living in Redding, CA: common questions

What is the median household income in Redding, CA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Redding, CA is $70,466 per year (approximately $5,872 per month).

What is the average rent in Redding, CA?

The closest official figure is HUD's Fair Market Rent for 2026: $1,172 for a studio, $1,212 for one bedroom, $1,590 for two, $2,211 for three and $2,667 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Redding, CA expensive to live in?

Prices there run 0.7% above the U.S. average. BEA's regional price parity for the metro area is 100.7, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Redding, CA?

To keep a $1,590 two-bedroom under 30% of gross income, a household needs about $63,600 a year, or $5,300 a month. That is 90% of what the typical household in Redding, CA earns.

How much do you need to live comfortably in Redding, CA?

On the local median income of $70,466 ($5,872 a month before tax), the 50/30/20 rule leaves $2,936 a month for needs like rent, utilities and groceries, $1,762 for everything else and $1,174 for savings or debt. A two-bedroom at $1,590 takes 54% of the needs share.

How much is the electric bill in Redding, CA?

Homes in California paid 34.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $313. Your bill depends mostly on heating and cooling.