Missouri · Census, HUD and BEA figures · Updated

Cost of Living in Reynolds County, MO

Prices around Reynolds County, MO run 9.2% below the U.S. average (BEA, Missouri). The typical household there earns $45,028 a year, and HUD puts a two-bedroom at $888 a month. Keeping that rent under 30% of income takes about $35,520 a year.

Reynolds County, MO at a glance

Median household income

$45,028$3,752 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$888HUD FY2026 Fair Market Rent
Price level (U.S. = 100)90.8-9.2% · BEA, Missouri
Electricity16.2¢per kWh · EIA Residential MO
Population6,010Census ACS 5-year estimate

How much rent can you afford in Reynolds County, MO?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$888Monthly market rent
Share of gross income23.7%Recommended max: 30%
Annual income needed$35,520To meet the 30% standard
Max affordable rent$1,126At 30% of $45,028
0%30% (Affordability standard)100%
Compare against:

How much is rent in Reynolds County, MO? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Reynolds County, MO, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Reynolds County, MO, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$660$7,920$26,40017.6%
1-Bedroom Apartment$677$8,124$27,08018%
2-Bedroom ApartmentBenchmark$888$10,656$35,52023.7%
3-Bedroom Home$1,065$12,780$42,60028.4%
4-Bedroom Home$1,176$14,112$47,04031.3%

Rent in Reynolds County, MO, with the wage each unit needs →

What a typical income covers in Reynolds County, MO

The 50/30/20 rule applied to the local median of $45,028 a year ($3,752 a month before tax).

Needs (50%)$1,876/moRent ($888 2-BR), utilities (~$146/mo), groceries, transit
Wants (30%)$1,126/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$750/moEmergency fund, retirement, paying down loans

What $45,028 leaves after Missouri taxes

Federal income tax, Social Security, Medicare and Missouri tax on the local median income. Change the salary to see yours.

$45,028
$15,000$95,000
Filing status:
Gross salary breakdown$45,028
Net 83%
Fed 7%
MO 3%
FICA 8%
Annual take-home$37,198After all taxes
Monthly deposit$3,100Estimated per month
Biweekly paycheck$1,431Every 2 weeks (26/yr)
Effective tax rate17.4%Total tax burden
Federal income tax$3,223 / yr
Missouri state income tax$1,162 / yr
FICA (Social Security & Medicare)$3,445 / yr

Living in Reynolds County, MO: common questions

What is the median household income in Reynolds County, MO?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Reynolds County, MO is $45,028 per year (approximately $3,752 per month).

What is the average rent in Reynolds County, MO?

The closest official figure is HUD's Fair Market Rent for 2026: $660 for a studio, $677 for one bedroom, $888 for two, $1,065 for three and $1,176 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Reynolds County, MO expensive to live in?

Prices there run 9.2% below the U.S. average. BEA's regional price parity for Missouri is 90.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Reynolds County, MO?

To keep a $888 two-bedroom under 30% of gross income, a household needs about $35,520 a year, or $2,960 a month. That is 79% of what the typical household in Reynolds County, MO earns.

How much do you need to live comfortably in Reynolds County, MO?

On the local median income of $45,028 ($3,752 a month before tax), the 50/30/20 rule leaves $1,876 a month for needs like rent, utilities and groceries, $1,126 for everything else and $750 for savings or debt. A two-bedroom at $888 takes 47% of the needs share.

How much is the electric bill in Reynolds County, MO?

Homes in Missouri paid 16.2¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $146. Your bill depends mostly on heating and cooling.