Georgia · Census, HUD and BEA figures · Updated

Cost of Living in Richmond County, GA

Prices around Richmond County, GA run 8.1% below the U.S. average (BEA, the metro area). The typical household there earns $55,637 a year, and HUD puts a two-bedroom at $1,261 a month. Keeping that rent under 30% of income takes about $50,440 a year.

Richmond County, GA at a glance

Median household income

$55,637$4,636 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,261HUD FY2026 Fair Market Rent
Price level (U.S. = 100)91.9-8.1% · BEA, the metro area
Electricity16.4¢per kWh · EIA Residential GA
Population206,069Census ACS 5-year estimate

How much rent can you afford in Richmond County, GA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,261Monthly market rent
Share of gross income27.2%Recommended max: 30%
Annual income needed$50,440To meet the 30% standard
Max affordable rent$1,391At 30% of $55,637
0%30% (Affordability standard)100%
Compare against:

How much is rent in Richmond County, GA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Augusta-Richmond County, GA-SC HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Richmond County, GA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$939$11,268$37,56020.3%
1-Bedroom Apartment$1,114$13,368$44,56024%
2-Bedroom ApartmentBenchmark$1,261$15,132$50,44027.2%
3-Bedroom Home$1,627$19,524$65,08035.1%
4-Bedroom Home$1,984$23,808$79,36042.8%

Rent in Richmond County, GA, with the wage each unit needs →

What a typical income covers in Richmond County, GA

The 50/30/20 rule applied to the local median of $55,637 a year ($4,636 a month before tax).

Needs (50%)$2,318/moRent ($1,261 2-BR), utilities (~$147/mo), groceries, transit
Wants (30%)$1,391/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$927/moEmergency fund, retirement, paying down loans

What $55,637 leaves after Georgia taxes

Federal income tax, Social Security, Medicare and Georgia tax on the local median income. Change the salary to see yours.

$55,637
$20,000$115,000
Filing status:
Gross salary breakdown$55,637
Net 81%
Fed 8%
GA 4%
FICA 8%
Annual take-home$44,857After all taxes
Monthly deposit$3,738Estimated per month
Biweekly paycheck$1,725Every 2 weeks (26/yr)
Effective tax rate19.4%Total tax burden
Federal income tax$4,496 / yr
Georgia state income tax$2,028 / yr
FICA (Social Security & Medicare)$4,256 / yr

Living in Richmond County, GA: common questions

What is the median household income in Richmond County, GA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Richmond County, GA is $55,637 per year (approximately $4,636 per month).

What is the average rent in Richmond County, GA?

The closest official figure is HUD's Fair Market Rent for 2026: $939 for a studio, $1,114 for one bedroom, $1,261 for two, $1,627 for three and $1,984 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Richmond County, GA expensive to live in?

Prices there run 8.1% below the U.S. average. BEA's regional price parity for the metro area is 91.9, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Richmond County, GA?

To keep a $1,261 two-bedroom under 30% of gross income, a household needs about $50,440 a year, or $4,203 a month. That is 91% of what the typical household in Richmond County, GA earns.

How much do you need to live comfortably in Richmond County, GA?

On the local median income of $55,637 ($4,636 a month before tax), the 50/30/20 rule leaves $2,318 a month for needs like rent, utilities and groceries, $1,391 for everything else and $927 for savings or debt. A two-bedroom at $1,261 takes 54% of the needs share.

How much is the electric bill in Richmond County, GA?

Homes in Georgia paid 16.4¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $147. Your bill depends mostly on heating and cooling.