Iowa · Census, HUD and BEA figures · Updated

Cost of Living in Ringgold County, IA

Prices around Ringgold County, IA run 12.2% below the U.S. average (BEA, Iowa). The typical household there earns $73,346 a year, and HUD puts a two-bedroom at $919 a month. Keeping that rent under 30% of income takes about $36,760 a year.

Ringgold County, IA at a glance

Median household income

$73,346$6,112 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$919HUD FY2026 Fair Market Rent
Price level (U.S. = 100)87.8-12.2% · BEA, Iowa
Electricity15.9¢per kWh · EIA Residential IA
Population4,645Census ACS 5-year estimate

How much rent can you afford in Ringgold County, IA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$919Monthly market rent
Share of gross income15%Recommended max: 30%
Annual income needed$36,760To meet the 30% standard
Max affordable rent$1,834At 30% of $73,346
0%30% (Affordability standard)100%
Compare against:

How much is rent in Ringgold County, IA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Ringgold County, IA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Ringgold County, IA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$682$8,184$27,28011.2%
1-Bedroom Apartment$748$8,976$29,92012.2%
2-Bedroom ApartmentBenchmark$919$11,028$36,76015%
3-Bedroom Home$1,125$13,500$45,00018.4%
4-Bedroom Home$1,227$14,724$49,08020.1%

Rent in Ringgold County, IA, with the wage each unit needs →

What a typical income covers in Ringgold County, IA

The 50/30/20 rule applied to the local median of $73,346 a year ($6,112 a month before tax).

Needs (50%)$3,056/moRent ($919 2-BR), utilities (~$143/mo), groceries, transit
Wants (30%)$1,834/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,222/moEmergency fund, retirement, paying down loans

What $73,346 leaves after Iowa taxes

Federal income tax, Social Security, Medicare and Iowa tax on the local median income. Change the salary to see yours.

$73,346
$25,000$150,000
Filing status:
Gross salary breakdown$73,346
Net 79%
Fed 10%
IA 3%
FICA 8%
Annual take-home$58,294After all taxes
Monthly deposit$4,858Estimated per month
Biweekly paycheck$2,242Every 2 weeks (26/yr)
Effective tax rate20.5%Total tax burden
Federal income tax$7,306 / yr
Iowa state income tax$2,135 / yr
FICA (Social Security & Medicare)$5,611 / yr

Living in Ringgold County, IA: common questions

What is the median household income in Ringgold County, IA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Ringgold County, IA is $73,346 per year (approximately $6,112 per month).

What is the average rent in Ringgold County, IA?

The closest official figure is HUD's Fair Market Rent for 2026: $682 for a studio, $748 for one bedroom, $919 for two, $1,125 for three and $1,227 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Ringgold County, IA expensive to live in?

Prices there run 12.2% below the U.S. average. BEA's regional price parity for Iowa is 87.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Ringgold County, IA?

To keep a $919 two-bedroom under 30% of gross income, a household needs about $36,760 a year, or $3,063 a month. That is 50% of what the typical household in Ringgold County, IA earns.

How much do you need to live comfortably in Ringgold County, IA?

On the local median income of $73,346 ($6,112 a month before tax), the 50/30/20 rule leaves $3,056 a month for needs like rent, utilities and groceries, $1,834 for everything else and $1,222 for savings or debt. A two-bedroom at $919 takes 30% of the needs share.

How much is the electric bill in Ringgold County, IA?

Homes in Iowa paid 15.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $143. Your bill depends mostly on heating and cooling.