Colorado · Census, HUD and BEA figures · Updated

Cost of Living in Rio Grande County, CO

Prices around Rio Grande County, CO run 3.1% above the U.S. average (BEA, Colorado). The typical household there earns $64,411 a year, and HUD puts a two-bedroom at $1,094 a month. Keeping that rent under 30% of income takes about $43,760 a year.

Rio Grande County, CO at a glance

Median household income

$64,411$5,368 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,094HUD FY2026 Fair Market Rent
Price level (U.S. = 100)103.1+3.1% · BEA, Colorado
Electricity17.1¢per kWh · EIA Residential CO
Population11,321Census ACS 5-year estimate

How much rent can you afford in Rio Grande County, CO?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,094Monthly market rent
Share of gross income20.4%Recommended max: 30%
Annual income needed$43,760To meet the 30% standard
Max affordable rent$1,610At 30% of $64,411
0%30% (Affordability standard)100%
Compare against:

How much is rent in Rio Grande County, CO? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Rio Grande County, CO, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Rio Grande County, CO, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$839$10,068$33,56015.6%
1-Bedroom Apartment$976$11,712$39,04018.2%
2-Bedroom ApartmentBenchmark$1,094$13,128$43,76020.4%
3-Bedroom Home$1,312$15,744$52,48024.4%
4-Bedroom Home$1,715$20,580$68,60032%

Rent in Rio Grande County, CO, with the wage each unit needs →

What a typical income covers in Rio Grande County, CO

The 50/30/20 rule applied to the local median of $64,411 a year ($5,368 a month before tax).

Needs (50%)$2,684/moRent ($1,094 2-BR), utilities (~$154/mo), groceries, transit
Wants (30%)$1,610/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,074/moEmergency fund, retirement, paying down loans

What $64,411 leaves after Colorado taxes

Federal income tax, Social Security, Medicare and Colorado tax on the local median income. Change the salary to see yours.

$64,411
$25,000$130,000
Filing status:
Gross salary breakdown$64,411
Net 80%
Fed 9%
CO 3%
FICA 8%
Annual take-home$51,809After all taxes
Monthly deposit$4,317Estimated per month
Biweekly paycheck$1,993Every 2 weeks (26/yr)
Effective tax rate19.6%Total tax burden
Federal income tax$5,549 / yr
Colorado state income tax$2,126 / yr
FICA (Social Security & Medicare)$4,927 / yr

Living in Rio Grande County, CO: common questions

What is the median household income in Rio Grande County, CO?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Rio Grande County, CO is $64,411 per year (approximately $5,368 per month).

What is the average rent in Rio Grande County, CO?

The closest official figure is HUD's Fair Market Rent for 2026: $839 for a studio, $976 for one bedroom, $1,094 for two, $1,312 for three and $1,715 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Rio Grande County, CO expensive to live in?

Prices there run 3.1% above the U.S. average. BEA's regional price parity for Colorado is 103.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Rio Grande County, CO?

To keep a $1,094 two-bedroom under 30% of gross income, a household needs about $43,760 a year, or $3,647 a month. That is 68% of what the typical household in Rio Grande County, CO earns.

How much do you need to live comfortably in Rio Grande County, CO?

On the local median income of $64,411 ($5,368 a month before tax), the 50/30/20 rule leaves $2,684 a month for needs like rent, utilities and groceries, $1,610 for everything else and $1,074 for savings or debt. A two-bedroom at $1,094 takes 41% of the needs share.

How much is the electric bill in Rio Grande County, CO?

Homes in Colorado paid 17.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $154. Your bill depends mostly on heating and cooling.