Ripley County, MO at a glance
Median household income
$42,037$3,503 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Ripley County, MO?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Ripley County, MO? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Ripley County, MO, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $660 | $7,920 | $26,400 | 18.8% |
| 1-Bedroom Apartment | $731 | $8,772 | $29,240 | 20.9% |
| 2-Bedroom ApartmentBenchmark | $888 | $10,656 | $35,520 | 25.3% |
| 3-Bedroom Home | $1,141 | $13,692 | $45,640 | 32.6% |
| 4-Bedroom Home | $1,420 | $17,040 | $56,800 | 40.5% |
What a typical income covers in Ripley County, MO
The 50/30/20 rule applied to the local median of $42,037 a year ($3,503 a month before tax).
What $42,037 leaves after Missouri taxes
Federal income tax, Social Security, Medicare and Missouri tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Missouri
Living in Ripley County, MO: common questions
What is the median household income in Ripley County, MO?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Ripley County, MO is $42,037 per year (approximately $3,503 per month).
What is the average rent in Ripley County, MO?
The closest official figure is HUD's Fair Market Rent for 2026: $660 for a studio, $731 for one bedroom, $888 for two, $1,141 for three and $1,420 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Ripley County, MO expensive to live in?
Prices there run 9.2% below the U.S. average. BEA's regional price parity for Missouri is 90.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Ripley County, MO?
To keep a $888 two-bedroom under 30% of gross income, a household needs about $35,520 a year, or $2,960 a month. That is 84% of what the typical household in Ripley County, MO earns.
How much do you need to live comfortably in Ripley County, MO?
On the local median income of $42,037 ($3,503 a month before tax), the 50/30/20 rule leaves $1,752 a month for needs like rent, utilities and groceries, $1,051 for everything else and $701 for savings or debt. A two-bedroom at $888 takes 51% of the needs share.
How much is the electric bill in Ripley County, MO?
Homes in Missouri paid 16.2¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $146. Your bill depends mostly on heating and cooling.