Kentucky · Census, HUD and BEA figures · Updated

Cost of Living in Robertson County, KY

Prices around Robertson County, KY run 9.8% below the U.S. average (BEA, Kentucky). The typical household there earns $51,830 a year, and HUD puts a two-bedroom at $866 a month. Keeping that rent under 30% of income takes about $34,640 a year.

Robertson County, KY at a glance

Median household income

$51,830$4,319 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$866HUD FY2026 Fair Market Rent
Price level (U.S. = 100)90.2-9.8% · BEA, Kentucky
Electricity14.3¢per kWh · EIA Residential KY
Population2,283Census ACS 5-year estimate

How much rent can you afford in Robertson County, KY?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$866Monthly market rent
Share of gross income20.1%Recommended max: 30%
Annual income needed$34,640To meet the 30% standard
Max affordable rent$1,296At 30% of $51,830
0%30% (Affordability standard)100%
Compare against:

How much is rent in Robertson County, KY? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Robertson County, KY, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Robertson County, KY, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$619$7,428$24,76014.3%
1-Bedroom Apartment$660$7,920$26,40015.3%
2-Bedroom ApartmentBenchmark$866$10,392$34,64020.1%
3-Bedroom Home$1,081$12,972$43,24025%
4-Bedroom Home$1,209$14,508$48,36028%

Rent in Robertson County, KY, with the wage each unit needs →

What a typical income covers in Robertson County, KY

The 50/30/20 rule applied to the local median of $51,830 a year ($4,319 a month before tax).

Needs (50%)$2,160/moRent ($866 2-BR), utilities (~$128/mo), groceries, transit
Wants (30%)$1,296/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$864/moEmergency fund, retirement, paying down loans

What $51,830 leaves after Kentucky taxes

Federal income tax, Social Security, Medicare and Kentucky tax on the local median income. Change the salary to see yours.

$51,830
$20,000$105,000
Filing status:
Gross salary breakdown$51,830
Net 81%
Fed 8%
KY 3%
FICA 8%
Annual take-home$42,129After all taxes
Monthly deposit$3,511Estimated per month
Biweekly paycheck$1,620Every 2 weeks (26/yr)
Effective tax rate18.7%Total tax burden
Federal income tax$4,040 / yr
Kentucky state income tax$1,696 / yr
FICA (Social Security & Medicare)$3,965 / yr

Living in Robertson County, KY: common questions

What is the median household income in Robertson County, KY?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Robertson County, KY is $51,830 per year (approximately $4,319 per month).

What is the average rent in Robertson County, KY?

The closest official figure is HUD's Fair Market Rent for 2026: $619 for a studio, $660 for one bedroom, $866 for two, $1,081 for three and $1,209 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Robertson County, KY expensive to live in?

Prices there run 9.8% below the U.S. average. BEA's regional price parity for Kentucky is 90.2, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Robertson County, KY?

To keep a $866 two-bedroom under 30% of gross income, a household needs about $34,640 a year, or $2,887 a month. That is 67% of what the typical household in Robertson County, KY earns.

How much do you need to live comfortably in Robertson County, KY?

On the local median income of $51,830 ($4,319 a month before tax), the 50/30/20 rule leaves $2,160 a month for needs like rent, utilities and groceries, $1,296 for everything else and $864 for savings or debt. A two-bedroom at $866 takes 40% of the needs share.

How much is the electric bill in Robertson County, KY?

Homes in Kentucky paid 14.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $128. Your bill depends mostly on heating and cooling.