Montana · Census, HUD and BEA figures · Updated

Cost of Living in Roosevelt County, MT

Prices around Roosevelt County, MT run 5.4% below the U.S. average (BEA, Montana). The typical household there earns $57,063 a year, and HUD puts a two-bedroom at $1,201 a month. Keeping that rent under 30% of income takes about $48,040 a year.

Roosevelt County, MT at a glance

Median household income

$57,063$4,755 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,201HUD FY2026 Fair Market Rent
Price level (U.S. = 100)94.6-5.4% · BEA, Montana
Electricity15.1¢per kWh · EIA Residential MT
Population10,526Census ACS 5-year estimate

How much rent can you afford in Roosevelt County, MT?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,201Monthly market rent
Share of gross income25.3%Recommended max: 30%
Annual income needed$48,040To meet the 30% standard
Max affordable rent$1,427At 30% of $57,063
0%30% (Affordability standard)100%
Compare against:

How much is rent in Roosevelt County, MT? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Roosevelt County, MT, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Roosevelt County, MT, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$909$10,908$36,36019.1%
1-Bedroom Apartment$915$10,980$36,60019.2%
2-Bedroom ApartmentBenchmark$1,201$14,412$48,04025.3%
3-Bedroom Home$1,440$17,280$57,60030.3%
4-Bedroom Home$1,942$23,304$77,68040.8%

Rent in Roosevelt County, MT, with the wage each unit needs →

What a typical income covers in Roosevelt County, MT

The 50/30/20 rule applied to the local median of $57,063 a year ($4,755 a month before tax).

Needs (50%)$2,378/moRent ($1,201 2-BR), utilities (~$136/mo), groceries, transit
Wants (30%)$1,427/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$951/moEmergency fund, retirement, paying down loans

What $57,063 leaves after Montana taxes

Federal income tax, Social Security, Medicare and Montana tax on the local median income. Change the salary to see yours.

$57,063
$20,000$115,000
Filing status:
Gross salary breakdown$57,063
Net 81%
Fed 8%
MT 3%
FICA 8%
Annual take-home$46,105After all taxes
Monthly deposit$3,842Estimated per month
Biweekly paycheck$1,773Every 2 weeks (26/yr)
Effective tax rate19.2%Total tax burden
Federal income tax$4,668 / yr
Montana state income tax$1,925 / yr
FICA (Social Security & Medicare)$4,365 / yr

Living in Roosevelt County, MT: common questions

What is the median household income in Roosevelt County, MT?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Roosevelt County, MT is $57,063 per year (approximately $4,755 per month).

What is the average rent in Roosevelt County, MT?

The closest official figure is HUD's Fair Market Rent for 2026: $909 for a studio, $915 for one bedroom, $1,201 for two, $1,440 for three and $1,942 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Roosevelt County, MT expensive to live in?

Prices there run 5.4% below the U.S. average. BEA's regional price parity for Montana is 94.6, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Roosevelt County, MT?

To keep a $1,201 two-bedroom under 30% of gross income, a household needs about $48,040 a year, or $4,003 a month. That is 84% of what the typical household in Roosevelt County, MT earns.

How much do you need to live comfortably in Roosevelt County, MT?

On the local median income of $57,063 ($4,755 a month before tax), the 50/30/20 rule leaves $2,378 a month for needs like rent, utilities and groceries, $1,427 for everything else and $951 for savings or debt. A two-bedroom at $1,201 takes 51% of the needs share.

How much is the electric bill in Roosevelt County, MT?

Homes in Montana paid 15.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $136. Your bill depends mostly on heating and cooling.