Montana · Census, HUD and BEA figures · Updated

Cost of Living in Rosebud County, MT

Prices around Rosebud County, MT run 5.4% below the U.S. average (BEA, Montana). The typical household there earns $49,914 a year, and HUD puts a two-bedroom at $1,186 a month. Keeping that rent under 30% of income takes about $47,440 a year.

Rosebud County, MT at a glance

Median household income

$49,914$4,160 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,186HUD FY2026 Fair Market Rent
Price level (U.S. = 100)94.6-5.4% · BEA, Montana
Electricity15.1¢per kWh · EIA Residential MT
Population8,165Census ACS 5-year estimate

How much rent can you afford in Rosebud County, MT?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,186Monthly market rent
Share of gross income28.5%Recommended max: 30%
Annual income needed$47,440To meet the 30% standard
Max affordable rent$1,248At 30% of $49,914
0%30% (Affordability standard)100%
Compare against:

How much is rent in Rosebud County, MT? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Rosebud County, MT, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Rosebud County, MT, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$889$10,668$35,56021.4%
1-Bedroom Apartment$993$11,916$39,72023.9%
2-Bedroom ApartmentBenchmark$1,186$14,232$47,44028.5%
3-Bedroom Home$1,649$19,788$65,96039.6%
4-Bedroom Home$1,990$23,880$79,60047.8%

Rent in Rosebud County, MT, with the wage each unit needs →

What a typical income covers in Rosebud County, MT

The 50/30/20 rule applied to the local median of $49,914 a year ($4,160 a month before tax).

Needs (50%)$2,080/moRent ($1,186 2-BR), utilities (~$136/mo), groceries, transit
Wants (30%)$1,248/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$832/moEmergency fund, retirement, paying down loans

What $49,914 leaves after Montana taxes

Federal income tax, Social Security, Medicare and Montana tax on the local median income. Change the salary to see yours.

$49,914
$15,000$100,000
Filing status:
Gross salary breakdown$49,914
Net 82%
Fed 8%
MT 3%
FICA 8%
Annual take-home$40,697After all taxes
Monthly deposit$3,391Estimated per month
Biweekly paycheck$1,565Every 2 weeks (26/yr)
Effective tax rate18.5%Total tax burden
Federal income tax$3,810 / yr
Montana state income tax$1,589 / yr
FICA (Social Security & Medicare)$3,818 / yr

Living in Rosebud County, MT: common questions

What is the median household income in Rosebud County, MT?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Rosebud County, MT is $49,914 per year (approximately $4,160 per month).

What is the average rent in Rosebud County, MT?

The closest official figure is HUD's Fair Market Rent for 2026: $889 for a studio, $993 for one bedroom, $1,186 for two, $1,649 for three and $1,990 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Rosebud County, MT expensive to live in?

Prices there run 5.4% below the U.S. average. BEA's regional price parity for Montana is 94.6, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Rosebud County, MT?

To keep a $1,186 two-bedroom under 30% of gross income, a household needs about $47,440 a year, or $3,953 a month. That is 95% of what the typical household in Rosebud County, MT earns.

How much do you need to live comfortably in Rosebud County, MT?

On the local median income of $49,914 ($4,160 a month before tax), the 50/30/20 rule leaves $2,080 a month for needs like rent, utilities and groceries, $1,248 for everything else and $832 for savings or debt. A two-bedroom at $1,186 takes 57% of the needs share.

How much is the electric bill in Rosebud County, MT?

Homes in Montana paid 15.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $136. Your bill depends mostly on heating and cooling.