Alabama · Census, HUD and BEA figures · Updated

Cost of Living in Russell County, AL

Prices around Russell County, AL run 10.7% below the U.S. average (BEA, the metro area). The typical household there earns $51,197 a year, and HUD puts a two-bedroom at $1,088 a month. Keeping that rent under 30% of income takes about $43,520 a year.

Russell County, AL at a glance

Median household income

$51,197$4,266 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,088HUD FY2026 Fair Market Rent
Price level (U.S. = 100)89.3-10.7% · BEA, the metro area
Electricity16.4¢per kWh · EIA Residential AL
Population58,811Census ACS 5-year estimate

How much rent can you afford in Russell County, AL?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,088Monthly market rent
Share of gross income25.5%Recommended max: 30%
Annual income needed$43,520To meet the 30% standard
Max affordable rent$1,280At 30% of $51,197
0%30% (Affordability standard)100%
Compare against:

How much is rent in Russell County, AL? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Columbus, GA-AL HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Russell County, AL, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$895$10,740$35,80021%
1-Bedroom Apartment$939$11,268$37,56022%
2-Bedroom ApartmentBenchmark$1,088$13,056$43,52025.5%
3-Bedroom Home$1,445$17,340$57,80033.9%
4-Bedroom Home$1,703$20,436$68,12039.9%

Rent in Russell County, AL, with the wage each unit needs →

What a typical income covers in Russell County, AL

The 50/30/20 rule applied to the local median of $51,197 a year ($4,266 a month before tax).

Needs (50%)$2,133/moRent ($1,088 2-BR), utilities (~$148/mo), groceries, transit
Wants (30%)$1,280/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$853/moEmergency fund, retirement, paying down loans

What $51,197 leaves after Alabama taxes

Federal income tax, Social Security, Medicare and Alabama tax on the local median income. Change the salary to see yours.

$51,197
$20,000$105,000
Filing status:
Gross salary breakdown$51,197
Net 80%
Fed 8%
AL 4%
FICA 8%
Annual take-home$41,195After all taxes
Monthly deposit$3,433Estimated per month
Biweekly paycheck$1,584Every 2 weeks (26/yr)
Effective tax rate19.5%Total tax burden
Federal income tax$3,964 / yr
Alabama state income tax$2,122 / yr
FICA (Social Security & Medicare)$3,917 / yr

Living in Russell County, AL: common questions

What is the median household income in Russell County, AL?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Russell County, AL is $51,197 per year (approximately $4,266 per month).

What is the average rent in Russell County, AL?

The closest official figure is HUD's Fair Market Rent for 2026: $895 for a studio, $939 for one bedroom, $1,088 for two, $1,445 for three and $1,703 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Russell County, AL expensive to live in?

Prices there run 10.7% below the U.S. average. BEA's regional price parity for the metro area is 89.3, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Russell County, AL?

To keep a $1,088 two-bedroom under 30% of gross income, a household needs about $43,520 a year, or $3,627 a month. That is 85% of what the typical household in Russell County, AL earns.

How much do you need to live comfortably in Russell County, AL?

On the local median income of $51,197 ($4,266 a month before tax), the 50/30/20 rule leaves $2,133 a month for needs like rent, utilities and groceries, $1,280 for everything else and $853 for savings or debt. A two-bedroom at $1,088 takes 51% of the needs share.

How much is the electric bill in Russell County, AL?

Homes in Alabama paid 16.4¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $148. Your bill depends mostly on heating and cooling.