Iowa · Census, HUD and BEA figures · Updated

Cost of Living in Sac County, IA

Prices around Sac County, IA run 12.2% below the U.S. average (BEA, Iowa). The typical household there earns $73,838 a year, and HUD puts a two-bedroom at $919 a month. Keeping that rent under 30% of income takes about $36,760 a year.

Sac County, IA at a glance

Median household income

$73,838$6,153 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$919HUD FY2026 Fair Market Rent
Price level (U.S. = 100)87.8-12.2% · BEA, Iowa
Electricity15.9¢per kWh · EIA Residential IA
Population9,689Census ACS 5-year estimate

How much rent can you afford in Sac County, IA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$919Monthly market rent
Share of gross income14.9%Recommended max: 30%
Annual income needed$36,760To meet the 30% standard
Max affordable rent$1,846At 30% of $73,838
0%30% (Affordability standard)100%
Compare against:

How much is rent in Sac County, IA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Sac County, IA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Sac County, IA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$786$9,432$31,44012.8%
1-Bedroom Apartment$791$9,492$31,64012.9%
2-Bedroom ApartmentBenchmark$919$11,028$36,76014.9%
3-Bedroom Home$1,226$14,712$49,04019.9%
4-Bedroom Home$1,231$14,772$49,24020%

Rent in Sac County, IA, with the wage each unit needs →

What a typical income covers in Sac County, IA

The 50/30/20 rule applied to the local median of $73,838 a year ($6,153 a month before tax).

Needs (50%)$3,077/moRent ($919 2-BR), utilities (~$143/mo), groceries, transit
Wants (30%)$1,846/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,231/moEmergency fund, retirement, paying down loans

What $73,838 leaves after Iowa taxes

Federal income tax, Social Security, Medicare and Iowa tax on the local median income. Change the salary to see yours.

$73,838
$25,000$150,000
Filing status:
Gross salary breakdown$73,838
Net 79%
Fed 10%
IA 3%
FICA 8%
Annual take-home$58,621After all taxes
Monthly deposit$4,885Estimated per month
Biweekly paycheck$2,255Every 2 weeks (26/yr)
Effective tax rate20.6%Total tax burden
Federal income tax$7,414 / yr
Iowa state income tax$2,154 / yr
FICA (Social Security & Medicare)$5,649 / yr

Living in Sac County, IA: common questions

What is the median household income in Sac County, IA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Sac County, IA is $73,838 per year (approximately $6,153 per month).

What is the average rent in Sac County, IA?

The closest official figure is HUD's Fair Market Rent for 2026: $786 for a studio, $791 for one bedroom, $919 for two, $1,226 for three and $1,231 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Sac County, IA expensive to live in?

Prices there run 12.2% below the U.S. average. BEA's regional price parity for Iowa is 87.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Sac County, IA?

To keep a $919 two-bedroom under 30% of gross income, a household needs about $36,760 a year, or $3,063 a month. That is 50% of what the typical household in Sac County, IA earns.

How much do you need to live comfortably in Sac County, IA?

On the local median income of $73,838 ($6,153 a month before tax), the 50/30/20 rule leaves $3,077 a month for needs like rent, utilities and groceries, $1,846 for everything else and $1,231 for savings or debt. A two-bedroom at $919 takes 30% of the needs share.

How much is the electric bill in Sac County, IA?

Homes in Iowa paid 15.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $143. Your bill depends mostly on heating and cooling.