California · Census, HUD and BEA figures · Updated

Cost of Living in Sacramento County, CA

Prices around Sacramento County, CA run 6.7% above the U.S. average (BEA, the metro area). The typical household there earns $92,175 a year, and HUD puts a two-bedroom at $2,255 a month. Keeping that rent under 30% of income takes about $90,200 a year.

Sacramento County, CA at a glance

Median household income

$92,175$7,681 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$2,255HUD FY2026 Fair Market Rent
Price level (U.S. = 100)106.7+6.7% · BEA, the metro area
Electricity34.7¢per kWh · EIA Residential CA
Population1,594,006Census ACS 5-year estimate

How much rent can you afford in Sacramento County, CA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$2,255Monthly market rent
Share of gross income29.4%Recommended max: 30%
Annual income needed$90,200To meet the 30% standard
Max affordable rent$2,304At 30% of $92,175
0%30% (Affordability standard)100%
Compare against:

How much is rent in Sacramento County, CA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Sacramento County, CA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,748$20,976$69,92022.8%
1-Bedroom Apartment$1,832$21,984$73,28023.9%
2-Bedroom ApartmentBenchmark$2,255$27,060$90,20029.4%
3-Bedroom Home$3,002$36,024$120,08039.1%
4-Bedroom Home$3,460$41,520$138,40045%

Rent in Sacramento County, CA, with the wage each unit needs →

What a typical income covers in Sacramento County, CA

The 50/30/20 rule applied to the local median of $92,175 a year ($7,681 a month before tax).

Needs (50%)$3,841/moRent ($2,255 2-BR), utilities (~$313/mo), groceries, transit
Wants (30%)$2,304/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,536/moEmergency fund, retirement, paying down loans

What $92,175 leaves after California taxes

Federal income tax, Social Security, Medicare and California tax on the local median income. Change the salary to see yours.

$92,175
$35,000$185,000
Filing status:
Gross salary breakdown$92,175
Net 75%
Fed 12%
CA 5%
FICA 8%
Annual take-home$69,348After all taxes
Monthly deposit$5,779Estimated per month
Biweekly paycheck$2,667Every 2 weeks (26/yr)
Effective tax rate24.8%Total tax burden
Federal income tax$11,449 / yr
California state income tax$4,327 / yr
FICA (Social Security & Medicare)$7,051 / yr

Living in Sacramento County, CA: common questions

What is the median household income in Sacramento County, CA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Sacramento County, CA is $92,175 per year (approximately $7,681 per month).

What is the average rent in Sacramento County, CA?

The closest official figure is HUD's Fair Market Rent for 2026: $1,748 for a studio, $1,832 for one bedroom, $2,255 for two, $3,002 for three and $3,460 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Sacramento County, CA expensive to live in?

Prices there run 6.7% above the U.S. average. BEA's regional price parity for the metro area is 106.7, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Sacramento County, CA?

To keep a $2,255 two-bedroom under 30% of gross income, a household needs about $90,200 a year, or $7,517 a month. That is 98% of what the typical household in Sacramento County, CA earns.

How much do you need to live comfortably in Sacramento County, CA?

On the local median income of $92,175 ($7,681 a month before tax), the 50/30/20 rule leaves $3,841 a month for needs like rent, utilities and groceries, $2,304 for everything else and $1,536 for savings or debt. A two-bedroom at $2,255 takes 59% of the needs share.

How much is the electric bill in Sacramento County, CA?

Homes in California paid 34.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $313. Your bill depends mostly on heating and cooling.