Colorado · Census, HUD and BEA figures · Updated

Cost of Living in Saguache County, CO

Prices around Saguache County, CO run 3.1% above the U.S. average (BEA, Colorado). The typical household there earns $50,082 a year, and HUD puts a two-bedroom at $975 a month. Keeping that rent under 30% of income takes about $39,000 a year.

Saguache County, CO at a glance

Median household income

$50,082$4,174 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$975HUD FY2026 Fair Market Rent
Price level (U.S. = 100)103.1+3.1% · BEA, Colorado
Electricity17.1¢per kWh · EIA Residential CO
Population6,580Census ACS 5-year estimate

How much rent can you afford in Saguache County, CO?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$975Monthly market rent
Share of gross income23.4%Recommended max: 30%
Annual income needed$39,000To meet the 30% standard
Max affordable rent$1,252At 30% of $50,082
0%30% (Affordability standard)100%
Compare against:

How much is rent in Saguache County, CO? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Saguache County, CO, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Saguache County, CO, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$748$8,976$29,92017.9%
1-Bedroom Apartment$797$9,564$31,88019.1%
2-Bedroom ApartmentBenchmark$975$11,700$39,00023.4%
3-Bedroom Home$1,295$15,540$51,80031%
4-Bedroom Home$1,529$18,348$61,16036.6%

Rent in Saguache County, CO, with the wage each unit needs →

What a typical income covers in Saguache County, CO

The 50/30/20 rule applied to the local median of $50,082 a year ($4,174 a month before tax).

Needs (50%)$2,087/moRent ($975 2-BR), utilities (~$154/mo), groceries, transit
Wants (30%)$1,252/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$835/moEmergency fund, retirement, paying down loans

What $50,082 leaves after Colorado taxes

Federal income tax, Social Security, Medicare and Colorado tax on the local median income. Change the salary to see yours.

$50,082
$20,000$105,000
Filing status:
Gross salary breakdown$50,082
Net 82%
Fed 8%
CO 3%
FICA 8%
Annual take-home$40,926After all taxes
Monthly deposit$3,410Estimated per month
Biweekly paycheck$1,574Every 2 weeks (26/yr)
Effective tax rate18.3%Total tax burden
Federal income tax$3,830 / yr
Colorado state income tax$1,495 / yr
FICA (Social Security & Medicare)$3,831 / yr

Living in Saguache County, CO: common questions

What is the median household income in Saguache County, CO?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Saguache County, CO is $50,082 per year (approximately $4,174 per month).

What is the average rent in Saguache County, CO?

The closest official figure is HUD's Fair Market Rent for 2026: $748 for a studio, $797 for one bedroom, $975 for two, $1,295 for three and $1,529 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Saguache County, CO expensive to live in?

Prices there run 3.1% above the U.S. average. BEA's regional price parity for Colorado is 103.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Saguache County, CO?

To keep a $975 two-bedroom under 30% of gross income, a household needs about $39,000 a year, or $3,250 a month. That is 78% of what the typical household in Saguache County, CO earns.

How much do you need to live comfortably in Saguache County, CO?

On the local median income of $50,082 ($4,174 a month before tax), the 50/30/20 rule leaves $2,087 a month for needs like rent, utilities and groceries, $1,252 for everything else and $835 for savings or debt. A two-bedroom at $975 takes 47% of the needs share.

How much is the electric bill in Saguache County, CO?

Homes in Colorado paid 17.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $154. Your bill depends mostly on heating and cooling.