Utah · Census, HUD and BEA figures · Updated

Cost of Living in Salt Lake County, UT

Prices around Salt Lake County, UT run 0.9% above the U.S. average (BEA, the metro area). The typical household there earns $97,494 a year, and HUD puts a two-bedroom at $1,747 a month. Keeping that rent under 30% of income takes about $69,880 a year.

Salt Lake County, UT at a glance

Median household income

$97,494$8,125 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,747HUD FY2026 Fair Market Rent
Price level (U.S. = 100)100.9+0.9% · BEA, the metro area
Electricity13.4¢per kWh · EIA Residential UT
Population1,196,523Census ACS 5-year estimate

How much rent can you afford in Salt Lake County, UT?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,747Monthly market rent
Share of gross income21.5%Recommended max: 30%
Annual income needed$69,880To meet the 30% standard
Max affordable rent$2,437At 30% of $97,494
0%30% (Affordability standard)100%
Compare against:

How much is rent in Salt Lake County, UT? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Salt Lake City, UT HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Salt Lake County, UT, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,259$15,108$50,36015.5%
1-Bedroom Apartment$1,456$17,472$58,24017.9%
2-Bedroom ApartmentBenchmark$1,747$20,964$69,88021.5%
3-Bedroom Home$2,333$27,996$93,32028.7%
4-Bedroom Home$2,666$31,992$106,64032.8%

Rent in Salt Lake County, UT, with the wage each unit needs →

What a typical income covers in Salt Lake County, UT

The 50/30/20 rule applied to the local median of $97,494 a year ($8,125 a month before tax).

Needs (50%)$4,062/moRent ($1,747 2-BR), utilities (~$120/mo), groceries, transit
Wants (30%)$2,437/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,625/moEmergency fund, retirement, paying down loans

What $97,494 leaves after Utah taxes

Federal income tax, Social Security, Medicare and Utah tax on the local median income. Change the salary to see yours.

$97,494
$35,000$195,000
Filing status:
Gross salary breakdown$97,494
Net 75%
Fed 13%
UT 5%
FICA 8%
Annual take-home$73,030After all taxes
Monthly deposit$6,086Estimated per month
Biweekly paycheck$2,809Every 2 weeks (26/yr)
Effective tax rate25.1%Total tax burden
Federal income tax$12,619 / yr
Utah state income tax$4,387 / yr
FICA (Social Security & Medicare)$7,458 / yr

Living in Salt Lake County, UT: common questions

What is the median household income in Salt Lake County, UT?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Salt Lake County, UT is $97,494 per year (approximately $8,125 per month).

What is the average rent in Salt Lake County, UT?

The closest official figure is HUD's Fair Market Rent for 2026: $1,259 for a studio, $1,456 for one bedroom, $1,747 for two, $2,333 for three and $2,666 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Salt Lake County, UT expensive to live in?

Prices there run 0.9% above the U.S. average. BEA's regional price parity for the metro area is 100.9, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Salt Lake County, UT?

To keep a $1,747 two-bedroom under 30% of gross income, a household needs about $69,880 a year, or $5,823 a month. That is 72% of what the typical household in Salt Lake County, UT earns.

How much do you need to live comfortably in Salt Lake County, UT?

On the local median income of $97,494 ($8,125 a month before tax), the 50/30/20 rule leaves $4,062 a month for needs like rent, utilities and groceries, $2,437 for everything else and $1,625 for savings or debt. A two-bedroom at $1,747 takes 43% of the needs share.

How much is the electric bill in Salt Lake County, UT?

Homes in Utah paid 13.4¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $120. Your bill depends mostly on heating and cooling.