Colorado · Census, HUD and BEA figures · Updated

Cost of Living in San Juan County, CO

Prices around San Juan County, CO run 3.1% above the U.S. average (BEA, Colorado). The typical household there earns $77,824 a year, and HUD puts a two-bedroom at $1,227 a month. Keeping that rent under 30% of income takes about $49,080 a year.

San Juan County, CO at a glance

Median household income

$77,824$6,485 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,227HUD FY2026 Fair Market Rent
Price level (U.S. = 100)103.1+3.1% · BEA, Colorado
Electricity17.1¢per kWh · EIA Residential CO
Population724Census ACS 5-year estimate

How much rent can you afford in San Juan County, CO?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,227Monthly market rent
Share of gross income18.9%Recommended max: 30%
Annual income needed$49,080To meet the 30% standard
Max affordable rent$1,946At 30% of $77,824
0%30% (Affordability standard)100%
Compare against:

How much is rent in San Juan County, CO? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for San Juan County, CO, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in San Juan County, CO, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$945$11,340$37,80014.6%
1-Bedroom Apartment$1,119$13,428$44,76017.3%
2-Bedroom ApartmentBenchmark$1,227$14,724$49,08018.9%
3-Bedroom Home$1,509$18,108$60,36023.3%
4-Bedroom Home$1,924$23,088$76,96029.7%

Rent in San Juan County, CO, with the wage each unit needs →

What a typical income covers in San Juan County, CO

The 50/30/20 rule applied to the local median of $77,824 a year ($6,485 a month before tax).

Needs (50%)$3,243/moRent ($1,227 2-BR), utilities (~$154/mo), groceries, transit
Wants (30%)$1,946/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,297/moEmergency fund, retirement, paying down loans

What $77,824 leaves after Colorado taxes

Federal income tax, Social Security, Medicare and Colorado tax on the local median income. Change the salary to see yours.

$77,824
$30,000$160,000
Filing status:
Gross salary breakdown$77,824
Net 78%
Fed 11%
CO 3%
FICA 8%
Annual take-home$60,863After all taxes
Monthly deposit$5,072Estimated per month
Biweekly paycheck$2,341Every 2 weeks (26/yr)
Effective tax rate21.8%Total tax burden
Federal income tax$8,291 / yr
Colorado state income tax$2,716 / yr
FICA (Social Security & Medicare)$5,954 / yr

Living in San Juan County, CO: common questions

What is the median household income in San Juan County, CO?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in San Juan County, CO is $77,824 per year (approximately $6,485 per month).

What is the average rent in San Juan County, CO?

The closest official figure is HUD's Fair Market Rent for 2026: $945 for a studio, $1,119 for one bedroom, $1,227 for two, $1,509 for three and $1,924 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is San Juan County, CO expensive to live in?

Prices there run 3.1% above the U.S. average. BEA's regional price parity for Colorado is 103.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in San Juan County, CO?

To keep a $1,227 two-bedroom under 30% of gross income, a household needs about $49,080 a year, or $4,090 a month. That is 63% of what the typical household in San Juan County, CO earns.

How much do you need to live comfortably in San Juan County, CO?

On the local median income of $77,824 ($6,485 a month before tax), the 50/30/20 rule leaves $3,243 a month for needs like rent, utilities and groceries, $1,946 for everything else and $1,297 for savings or debt. A two-bedroom at $1,227 takes 38% of the needs share.

How much is the electric bill in San Juan County, CO?

Homes in Colorado paid 17.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $154. Your bill depends mostly on heating and cooling.