Colorado · Census, HUD and BEA figures · Updated

Cost of Living in San Miguel County, CO

Prices around San Miguel County, CO run 3.1% above the U.S. average (BEA, Colorado). The typical household there earns $79,024 a year, and HUD puts a two-bedroom at $1,645 a month. Keeping that rent under 30% of income takes about $65,800 a year.

San Miguel County, CO at a glance

Median household income

$79,024$6,585 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,645HUD FY2026 Fair Market Rent
Price level (U.S. = 100)103.1+3.1% · BEA, Colorado
Electricity17.1¢per kWh · EIA Residential CO
Population7,968Census ACS 5-year estimate

How much rent can you afford in San Miguel County, CO?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,645Monthly market rent
Share of gross income25%Recommended max: 30%
Annual income needed$65,800To meet the 30% standard
Max affordable rent$1,976At 30% of $79,024
0%30% (Affordability standard)100%
Compare against:

How much is rent in San Miguel County, CO? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for San Miguel County, CO, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in San Miguel County, CO, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,245$14,940$49,80018.9%
1-Bedroom Apartment$1,254$15,048$50,16019%
2-Bedroom ApartmentBenchmark$1,645$19,740$65,80025%
3-Bedroom Home$2,288$27,456$91,52034.7%
4-Bedroom Home$2,579$30,948$103,16039.2%

Rent in San Miguel County, CO, with the wage each unit needs →

What a typical income covers in San Miguel County, CO

The 50/30/20 rule applied to the local median of $79,024 a year ($6,585 a month before tax).

Needs (50%)$3,293/moRent ($1,645 2-BR), utilities (~$154/mo), groceries, transit
Wants (30%)$1,976/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,317/moEmergency fund, retirement, paying down loans

What $79,024 leaves after Colorado taxes

Federal income tax, Social Security, Medicare and Colorado tax on the local median income. Change the salary to see yours.

$79,024
$30,000$160,000
Filing status:
Gross salary breakdown$79,024
Net 78%
Fed 11%
CO 4%
FICA 8%
Annual take-home$61,655After all taxes
Monthly deposit$5,138Estimated per month
Biweekly paycheck$2,371Every 2 weeks (26/yr)
Effective tax rate22%Total tax burden
Federal income tax$8,555 / yr
Colorado state income tax$2,769 / yr
FICA (Social Security & Medicare)$6,045 / yr

Living in San Miguel County, CO: common questions

What is the median household income in San Miguel County, CO?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in San Miguel County, CO is $79,024 per year (approximately $6,585 per month).

What is the average rent in San Miguel County, CO?

The closest official figure is HUD's Fair Market Rent for 2026: $1,245 for a studio, $1,254 for one bedroom, $1,645 for two, $2,288 for three and $2,579 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is San Miguel County, CO expensive to live in?

Prices there run 3.1% above the U.S. average. BEA's regional price parity for Colorado is 103.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in San Miguel County, CO?

To keep a $1,645 two-bedroom under 30% of gross income, a household needs about $65,800 a year, or $5,483 a month. That is 83% of what the typical household in San Miguel County, CO earns.

How much do you need to live comfortably in San Miguel County, CO?

On the local median income of $79,024 ($6,585 a month before tax), the 50/30/20 rule leaves $3,293 a month for needs like rent, utilities and groceries, $1,976 for everything else and $1,317 for savings or debt. A two-bedroom at $1,645 takes 50% of the needs share.

How much is the electric bill in San Miguel County, CO?

Homes in Colorado paid 17.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $154. Your bill depends mostly on heating and cooling.