Texas · Census, HUD and BEA figures · Updated

Cost of Living in San Saba County, TX

Prices around San Saba County, TX run 2.9% below the U.S. average (BEA, Texas). The typical household there earns $55,819 a year, and HUD puts a two-bedroom at $1,031 a month. Keeping that rent under 30% of income takes about $41,240 a year.

San Saba County, TX at a glance

Median household income

$55,819$4,652 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,031HUD FY2026 Fair Market Rent
Price level (U.S. = 100)97.1-2.9% · BEA, Texas
Electricity15.9¢per kWh · EIA Residential TX
Population5,696Census ACS 5-year estimate

How much rent can you afford in San Saba County, TX?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,031Monthly market rent
Share of gross income22.2%Recommended max: 30%
Annual income needed$41,240To meet the 30% standard
Max affordable rent$1,395At 30% of $55,819
0%30% (Affordability standard)100%
Compare against:

How much is rent in San Saba County, TX? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for San Saba County, TX, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in San Saba County, TX, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$781$9,372$31,24016.8%
1-Bedroom Apartment$786$9,432$31,44016.9%
2-Bedroom ApartmentBenchmark$1,031$12,372$41,24022.2%
3-Bedroom Home$1,288$15,456$51,52027.7%
4-Bedroom Home$1,517$18,204$60,68032.6%

Rent in San Saba County, TX, with the wage each unit needs →

What a typical income covers in San Saba County, TX

The 50/30/20 rule applied to the local median of $55,819 a year ($4,652 a month before tax).

Needs (50%)$2,326/moRent ($1,031 2-BR), utilities (~$143/mo), groceries, transit
Wants (30%)$1,395/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$930/moEmergency fund, retirement, paying down loans

What $55,819 leaves after Texas taxes

Federal income tax, Social Security, Medicare and Texas tax on the local median income. Change the salary to see yours.

$55,819
$20,000$115,000
Filing status:
Gross salary breakdown$55,819
Net 84%
Fed 8%
FICA 8%
Annual take-home$47,031After all taxes
Monthly deposit$3,919Estimated per month
Biweekly paycheck$1,809Every 2 weeks (26/yr)
Effective tax rate15.7%Total tax burden
Federal income tax$4,518 / yr
Texas state income taxNo state wage tax$0
FICA (Social Security & Medicare)$4,270 / yr

Living in San Saba County, TX: common questions

What is the median household income in San Saba County, TX?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in San Saba County, TX is $55,819 per year (approximately $4,652 per month).

What is the average rent in San Saba County, TX?

The closest official figure is HUD's Fair Market Rent for 2026: $781 for a studio, $786 for one bedroom, $1,031 for two, $1,288 for three and $1,517 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is San Saba County, TX expensive to live in?

Prices there run 2.9% below the U.S. average. BEA's regional price parity for Texas is 97.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in San Saba County, TX?

To keep a $1,031 two-bedroom under 30% of gross income, a household needs about $41,240 a year, or $3,437 a month. That is 74% of what the typical household in San Saba County, TX earns.

How much do you need to live comfortably in San Saba County, TX?

On the local median income of $55,819 ($4,652 a month before tax), the 50/30/20 rule leaves $2,326 a month for needs like rent, utilities and groceries, $1,395 for everything else and $930 for savings or debt. A two-bedroom at $1,031 takes 44% of the needs share.

How much is the electric bill in San Saba County, TX?

Homes in Texas paid 15.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $143. Your bill depends mostly on heating and cooling.