Illinois · Census, HUD and BEA figures · Updated

Cost of Living in Sangamon County, IL

Prices around Sangamon County, IL run 7.3% below the U.S. average (BEA, the metro area). The typical household there earns $75,357 a year, and HUD puts a two-bedroom at $1,203 a month. Keeping that rent under 30% of income takes about $48,120 a year.

Sangamon County, IL at a glance

Median household income

$75,357$6,280 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,203HUD FY2026 Fair Market Rent
Price level (U.S. = 100)92.7-7.3% · BEA, the metro area
Electricity19.9¢per kWh · EIA Residential IL
Population194,947Census ACS 5-year estimate

How much rent can you afford in Sangamon County, IL?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,203Monthly market rent
Share of gross income19.2%Recommended max: 30%
Annual income needed$48,120To meet the 30% standard
Max affordable rent$1,884At 30% of $75,357
0%30% (Affordability standard)100%
Compare against:

How much is rent in Sangamon County, IL? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Springfield, IL MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Sangamon County, IL, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$829$9,948$33,16013.2%
1-Bedroom Apartment$970$11,640$38,80015.4%
2-Bedroom ApartmentBenchmark$1,203$14,436$48,12019.2%
3-Bedroom Home$1,611$19,332$64,44025.7%
4-Bedroom Home$1,682$20,184$67,28026.8%

Rent in Sangamon County, IL, with the wage each unit needs →

What a typical income covers in Sangamon County, IL

The 50/30/20 rule applied to the local median of $75,357 a year ($6,280 a month before tax).

Needs (50%)$3,140/moRent ($1,203 2-BR), utilities (~$179/mo), groceries, transit
Wants (30%)$1,884/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,256/moEmergency fund, retirement, paying down loans

What $75,357 leaves after Illinois taxes

Federal income tax, Social Security, Medicare and Illinois tax on the local median income. Change the salary to see yours.

$75,357
$30,000$155,000
Filing status:
Gross salary breakdown$75,357
Net 77%
Fed 10%
IL 5%
FICA 8%
Annual take-home$58,258After all taxes
Monthly deposit$4,855Estimated per month
Biweekly paycheck$2,241Every 2 weeks (26/yr)
Effective tax rate22.7%Total tax burden
Federal income tax$7,749 / yr
Illinois state income tax$3,585 / yr
FICA (Social Security & Medicare)$5,765 / yr

Living in Sangamon County, IL: common questions

What is the median household income in Sangamon County, IL?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Sangamon County, IL is $75,357 per year (approximately $6,280 per month).

What is the average rent in Sangamon County, IL?

The closest official figure is HUD's Fair Market Rent for 2026: $829 for a studio, $970 for one bedroom, $1,203 for two, $1,611 for three and $1,682 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Sangamon County, IL expensive to live in?

Prices there run 7.3% below the U.S. average. BEA's regional price parity for the metro area is 92.7, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Sangamon County, IL?

To keep a $1,203 two-bedroom under 30% of gross income, a household needs about $48,120 a year, or $4,010 a month. That is 64% of what the typical household in Sangamon County, IL earns.

How much do you need to live comfortably in Sangamon County, IL?

On the local median income of $75,357 ($6,280 a month before tax), the 50/30/20 rule leaves $3,140 a month for needs like rent, utilities and groceries, $1,884 for everything else and $1,256 for savings or debt. A two-bedroom at $1,203 takes 38% of the needs share.

How much is the electric bill in Sangamon County, IL?

Homes in Illinois paid 19.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $179. Your bill depends mostly on heating and cooling.