Santa Rosa, CA at a glance
Median household income
$99,060$8,255 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Santa Rosa, CA?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Santa Rosa, CA? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Santa Rosa-Petaluma, CA MSA, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,949 | $23,388 | $77,960 | 23.6% |
| 1-Bedroom Apartment | $2,155 | $25,860 | $86,200 | 26.1% |
| 2-Bedroom ApartmentBenchmark | $2,827 | $33,924 | $113,080 | 34.2% |
| 3-Bedroom Home | $3,887 | $46,644 | $155,480 | 47.1% |
| 4-Bedroom Home | $4,147 | $49,764 | $165,880 | 50.2% |
What a typical income covers in Santa Rosa, CA
The 50/30/20 rule applied to the local median of $99,060 a year ($8,255 a month before tax).
What $99,060 leaves after California taxes
Federal income tax, Social Security, Medicare and California tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in California
Living in Santa Rosa, CA: common questions
What is the median household income in Santa Rosa, CA?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Santa Rosa, CA is $99,060 per year (approximately $8,255 per month).
What is the average rent in Santa Rosa, CA?
The closest official figure is HUD's Fair Market Rent for 2026: $1,949 for a studio, $2,155 for one bedroom, $2,827 for two, $3,887 for three and $4,147 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Santa Rosa, CA expensive to live in?
Prices there run 7.8% above the U.S. average. BEA's regional price parity for the metro area is 107.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Santa Rosa, CA?
To keep a $2,827 two-bedroom under 30% of gross income, a household needs about $113,080 a year, or $9,423 a month. That is 114% of what the typical household in Santa Rosa, CA earns.
How much do you need to live comfortably in Santa Rosa, CA?
On the local median income of $99,060 ($8,255 a month before tax), the 50/30/20 rule leaves $4,128 a month for needs like rent, utilities and groceries, $2,477 for everything else and $1,651 for savings or debt. A two-bedroom at $2,827 takes 68% of the needs share.
How much is the electric bill in Santa Rosa, CA?
Homes in California paid 34.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $313. Your bill depends mostly on heating and cooling.