Nebraska · Census, HUD and BEA figures · Updated

Cost of Living in Saunders County, NE

Prices around Saunders County, NE run 8.1% below the U.S. average (BEA, the metro area). The typical household there earns $94,066 a year, and HUD puts a two-bedroom at $1,089 a month. Keeping that rent under 30% of income takes about $43,560 a year.

Saunders County, NE at a glance

Median household income

$94,066$7,839 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,089HUD FY2026 Fair Market Rent
Price level (U.S. = 100)91.9-8.1% · BEA, the metro area
Electricity13.3¢per kWh · EIA Residential NE
Population23,048Census ACS 5-year estimate

How much rent can you afford in Saunders County, NE?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,089Monthly market rent
Share of gross income13.9%Recommended max: 30%
Annual income needed$43,560To meet the 30% standard
Max affordable rent$2,352At 30% of $94,066
0%30% (Affordability standard)100%
Compare against:

How much is rent in Saunders County, NE? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Saunders County, NE HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Saunders County, NE, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$870$10,440$34,80011.1%
1-Bedroom Apartment$956$11,472$38,24012.2%
2-Bedroom ApartmentBenchmark$1,089$13,068$43,56013.9%
3-Bedroom Home$1,432$17,184$57,28018.3%
4-Bedroom Home$1,619$19,428$64,76020.7%

Rent in Saunders County, NE, with the wage each unit needs →

What a typical income covers in Saunders County, NE

The 50/30/20 rule applied to the local median of $94,066 a year ($7,839 a month before tax).

Needs (50%)$3,919/moRent ($1,089 2-BR), utilities (~$119/mo), groceries, transit
Wants (30%)$2,352/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,568/moEmergency fund, retirement, paying down loans

What $94,066 leaves after Nebraska taxes

Federal income tax, Social Security, Medicare and Nebraska tax on the local median income. Change the salary to see yours.

$94,066
$35,000$190,000
Filing status:
Gross salary breakdown$94,066
Net 76%
Fed 13%
NE 4%
FICA 8%
Annual take-home$71,605After all taxes
Monthly deposit$5,967Estimated per month
Biweekly paycheck$2,754Every 2 weeks (26/yr)
Effective tax rate23.9%Total tax burden
Federal income tax$11,865 / yr
Nebraska state income tax$3,400 / yr
FICA (Social Security & Medicare)$7,196 / yr

Living in Saunders County, NE: common questions

What is the median household income in Saunders County, NE?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Saunders County, NE is $94,066 per year (approximately $7,839 per month).

What is the average rent in Saunders County, NE?

The closest official figure is HUD's Fair Market Rent for 2026: $870 for a studio, $956 for one bedroom, $1,089 for two, $1,432 for three and $1,619 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Saunders County, NE expensive to live in?

Prices there run 8.1% below the U.S. average. BEA's regional price parity for the metro area is 91.9, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Saunders County, NE?

To keep a $1,089 two-bedroom under 30% of gross income, a household needs about $43,560 a year, or $3,630 a month. That is 46% of what the typical household in Saunders County, NE earns.

How much do you need to live comfortably in Saunders County, NE?

On the local median income of $94,066 ($7,839 a month before tax), the 50/30/20 rule leaves $3,919 a month for needs like rent, utilities and groceries, $2,352 for everything else and $1,568 for savings or debt. A two-bedroom at $1,089 takes 28% of the needs share.

How much is the electric bill in Saunders County, NE?

Homes in Nebraska paid 13.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $119. Your bill depends mostly on heating and cooling.