Mississippi · Census, HUD and BEA figures · Updated

Cost of Living in Scott County, MS

Prices around Scott County, MS run 11% below the U.S. average (BEA, the metro area). The typical household there earns $48,786 a year, and HUD puts a two-bedroom at $952 a month. Keeping that rent under 30% of income takes about $38,080 a year.

Scott County, MS at a glance

Median household income

$48,786$4,066 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$952HUD FY2026 Fair Market Rent
Price level (U.S. = 100)89.0-11% · BEA, the metro area
Electricity14.9¢per kWh · EIA Residential MS
Population27,718Census ACS 5-year estimate

How much rent can you afford in Scott County, MS?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$952Monthly market rent
Share of gross income23.4%Recommended max: 30%
Annual income needed$38,080To meet the 30% standard
Max affordable rent$1,220At 30% of $48,786
0%30% (Affordability standard)100%
Compare against:

How much is rent in Scott County, MS? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Scott County, MS HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Scott County, MS, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$790$9,480$31,60019.4%
1-Bedroom Apartment$795$9,540$31,80019.6%
2-Bedroom ApartmentBenchmark$952$11,424$38,08023.4%
3-Bedroom Home$1,141$13,692$45,64028.1%
4-Bedroom Home$1,260$15,120$50,40031%

Rent in Scott County, MS, with the wage each unit needs →

What a typical income covers in Scott County, MS

The 50/30/20 rule applied to the local median of $48,786 a year ($4,066 a month before tax).

Needs (50%)$2,033/moRent ($952 2-BR), utilities (~$134/mo), groceries, transit
Wants (30%)$1,220/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$813/moEmergency fund, retirement, paying down loans

What $48,786 leaves after Mississippi taxes

Federal income tax, Social Security, Medicare and Mississippi tax on the local median income. Change the salary to see yours.

$48,786
$15,000$100,000
Filing status:
Gross salary breakdown$48,786
Net 82%
Fed 8%
MS 2%
FICA 8%
Annual take-home$40,160After all taxes
Monthly deposit$3,347Estimated per month
Biweekly paycheck$1,545Every 2 weeks (26/yr)
Effective tax rate17.7%Total tax burden
Federal income tax$3,674 / yr
Mississippi state income tax$1,219 / yr
FICA (Social Security & Medicare)$3,732 / yr

Living in Scott County, MS: common questions

What is the median household income in Scott County, MS?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Scott County, MS is $48,786 per year (approximately $4,066 per month).

What is the average rent in Scott County, MS?

The closest official figure is HUD's Fair Market Rent for 2026: $790 for a studio, $795 for one bedroom, $952 for two, $1,141 for three and $1,260 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Scott County, MS expensive to live in?

Prices there run 11% below the U.S. average. BEA's regional price parity for the metro area is 89.0, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Scott County, MS?

To keep a $952 two-bedroom under 30% of gross income, a household needs about $38,080 a year, or $3,173 a month. That is 78% of what the typical household in Scott County, MS earns.

How much do you need to live comfortably in Scott County, MS?

On the local median income of $48,786 ($4,066 a month before tax), the 50/30/20 rule leaves $2,033 a month for needs like rent, utilities and groceries, $1,220 for everything else and $813 for savings or debt. A two-bedroom at $952 takes 47% of the needs share.

How much is the electric bill in Scott County, MS?

Homes in Mississippi paid 14.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $134. Your bill depends mostly on heating and cooling.