Arkansas · Census, HUD and BEA figures · Updated

Cost of Living in Searcy County, AR

Prices around Searcy County, AR run 13.1% below the U.S. average (BEA, Arkansas). The typical household there earns $44,426 a year, and HUD puts a two-bedroom at $880 a month. Keeping that rent under 30% of income takes about $35,200 a year.

Searcy County, AR at a glance

Median household income

$44,426$3,702 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$880HUD FY2026 Fair Market Rent
Price level (U.S. = 100)86.9-13.1% · BEA, Arkansas
Electricity14.1¢per kWh · EIA Residential AR
Population7,859Census ACS 5-year estimate

How much rent can you afford in Searcy County, AR?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$880Monthly market rent
Share of gross income23.8%Recommended max: 30%
Annual income needed$35,200To meet the 30% standard
Max affordable rent$1,111At 30% of $44,426
0%30% (Affordability standard)100%
Compare against:

How much is rent in Searcy County, AR? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Searcy County, AR, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Searcy County, AR, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$630$7,560$25,20017%
1-Bedroom Apartment$671$8,052$26,84018.1%
2-Bedroom ApartmentBenchmark$880$10,560$35,20023.8%
3-Bedroom Home$1,224$14,688$48,96033.1%
4-Bedroom Home$1,240$14,880$49,60033.5%

Rent in Searcy County, AR, with the wage each unit needs →

What a typical income covers in Searcy County, AR

The 50/30/20 rule applied to the local median of $44,426 a year ($3,702 a month before tax).

Needs (50%)$1,851/moRent ($880 2-BR), utilities (~$127/mo), groceries, transit
Wants (30%)$1,111/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$740/moEmergency fund, retirement, paying down loans

What $44,426 leaves after Arkansas taxes

Federal income tax, Social Security, Medicare and Arkansas tax on the local median income. Change the salary to see yours.

$44,426
$15,000$90,000
Filing status:
Gross salary breakdown$44,426
Net 83%
Fed 7%
AR 3%
FICA 8%
Annual take-home$36,689After all taxes
Monthly deposit$3,057Estimated per month
Biweekly paycheck$1,411Every 2 weeks (26/yr)
Effective tax rate17.4%Total tax burden
Federal income tax$3,151 / yr
Arkansas state income tax$1,187 / yr
FICA (Social Security & Medicare)$3,399 / yr

Living in Searcy County, AR: common questions

What is the median household income in Searcy County, AR?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Searcy County, AR is $44,426 per year (approximately $3,702 per month).

What is the average rent in Searcy County, AR?

The closest official figure is HUD's Fair Market Rent for 2026: $630 for a studio, $671 for one bedroom, $880 for two, $1,224 for three and $1,240 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Searcy County, AR expensive to live in?

Prices there run 13.1% below the U.S. average. BEA's regional price parity for Arkansas is 86.9, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Searcy County, AR?

To keep a $880 two-bedroom under 30% of gross income, a household needs about $35,200 a year, or $2,933 a month. That is 79% of what the typical household in Searcy County, AR earns.

How much do you need to live comfortably in Searcy County, AR?

On the local median income of $44,426 ($3,702 a month before tax), the 50/30/20 rule leaves $1,851 a month for needs like rent, utilities and groceries, $1,111 for everything else and $740 for savings or debt. A two-bedroom at $880 takes 48% of the needs share.

How much is the electric bill in Searcy County, AR?

Homes in Arkansas paid 14.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $127. Your bill depends mostly on heating and cooling.