Arkansas · Census, HUD and BEA figures · Updated

Cost of Living in Sebastian County, AR

Prices around Sebastian County, AR run 14.1% below the U.S. average (BEA, the metro area). The typical household there earns $57,790 a year, and HUD puts a two-bedroom at $937 a month. Keeping that rent under 30% of income takes about $37,480 a year.

Sebastian County, AR at a glance

Median household income

$57,790$4,816 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$937HUD FY2026 Fair Market Rent
Price level (U.S. = 100)85.9-14.1% · BEA, the metro area
Electricity14.1¢per kWh · EIA Residential AR
Population128,900Census ACS 5-year estimate

How much rent can you afford in Sebastian County, AR?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$937Monthly market rent
Share of gross income19.5%Recommended max: 30%
Annual income needed$37,480To meet the 30% standard
Max affordable rent$1,445At 30% of $57,790
0%30% (Affordability standard)100%
Compare against:

How much is rent in Sebastian County, AR? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Fort Smith, AR-OK MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Sebastian County, AR, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$683$8,196$27,32014.2%
1-Bedroom Apartment$714$8,568$28,56014.8%
2-Bedroom ApartmentBenchmark$937$11,244$37,48019.5%
3-Bedroom Home$1,266$15,192$50,64026.3%
4-Bedroom Home$1,532$18,384$61,28031.8%

Rent in Sebastian County, AR, with the wage each unit needs →

What a typical income covers in Sebastian County, AR

The 50/30/20 rule applied to the local median of $57,790 a year ($4,816 a month before tax).

Needs (50%)$2,408/moRent ($937 2-BR), utilities (~$127/mo), groceries, transit
Wants (30%)$1,445/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$963/moEmergency fund, retirement, paying down loans

What $57,790 leaves after Arkansas taxes

Federal income tax, Social Security, Medicare and Arkansas tax on the local median income. Change the salary to see yours.

$57,790
$20,000$120,000
Filing status:
Gross salary breakdown$57,790
Net 81%
Fed 8%
AR 3%
FICA 8%
Annual take-home$46,906After all taxes
Monthly deposit$3,909Estimated per month
Biweekly paycheck$1,804Every 2 weeks (26/yr)
Effective tax rate18.8%Total tax burden
Federal income tax$4,755 / yr
Arkansas state income tax$1,709 / yr
FICA (Social Security & Medicare)$4,421 / yr

Living in Sebastian County, AR: common questions

What is the median household income in Sebastian County, AR?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Sebastian County, AR is $57,790 per year (approximately $4,816 per month).

What is the average rent in Sebastian County, AR?

The closest official figure is HUD's Fair Market Rent for 2026: $683 for a studio, $714 for one bedroom, $937 for two, $1,266 for three and $1,532 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Sebastian County, AR expensive to live in?

Prices there run 14.1% below the U.S. average. BEA's regional price parity for the metro area is 85.9, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Sebastian County, AR?

To keep a $937 two-bedroom under 30% of gross income, a household needs about $37,480 a year, or $3,123 a month. That is 65% of what the typical household in Sebastian County, AR earns.

How much do you need to live comfortably in Sebastian County, AR?

On the local median income of $57,790 ($4,816 a month before tax), the 50/30/20 rule leaves $2,408 a month for needs like rent, utilities and groceries, $1,445 for everything else and $963 for savings or debt. A two-bedroom at $937 takes 39% of the needs share.

How much is the electric bill in Sebastian County, AR?

Homes in Arkansas paid 14.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $127. Your bill depends mostly on heating and cooling.