Tennessee · Census, HUD and BEA figures · Updated

Cost of Living in Sequatchie County, TN

Prices around Sequatchie County, TN run 8.5% below the U.S. average (BEA, the metro area). The typical household there earns $58,750 a year, and HUD puts a two-bedroom at $1,390 a month. Keeping that rent under 30% of income takes about $55,600 a year.

Sequatchie County, TN at a glance

Median household income

$58,750$4,896 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,390HUD FY2026 Fair Market Rent
Price level (U.S. = 100)91.5-8.5% · BEA, the metro area
Electricity14.1¢per kWh · EIA Residential TN
Population16,809Census ACS 5-year estimate

How much rent can you afford in Sequatchie County, TN?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,390Monthly market rent
Share of gross income28.4%Recommended max: 30%
Annual income needed$55,600To meet the 30% standard
Max affordable rent$1,469At 30% of $58,750
0%30% (Affordability standard)100%
Compare against:

How much is rent in Sequatchie County, TN? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Chattanooga, TN-GA MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Sequatchie County, TN, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,211$14,532$48,44024.7%
1-Bedroom Apartment$1,263$15,156$50,52025.8%
2-Bedroom ApartmentBenchmark$1,390$16,680$55,60028.4%
3-Bedroom Home$1,734$20,808$69,36035.4%
4-Bedroom Home$1,853$22,236$74,12037.8%

Rent in Sequatchie County, TN, with the wage each unit needs →

What a typical income covers in Sequatchie County, TN

The 50/30/20 rule applied to the local median of $58,750 a year ($4,896 a month before tax).

Needs (50%)$2,448/moRent ($1,390 2-BR), utilities (~$127/mo), groceries, transit
Wants (30%)$1,469/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$979/moEmergency fund, retirement, paying down loans

What $58,750 leaves after Tennessee taxes

Federal income tax, Social Security, Medicare and Tennessee tax on the local median income. Change the salary to see yours.

$58,750
$20,000$120,000
Filing status:
Gross salary breakdown$58,750
Net 84%
Fed 8%
FICA 8%
Annual take-home$49,386After all taxes
Monthly deposit$4,115Estimated per month
Biweekly paycheck$1,899Every 2 weeks (26/yr)
Effective tax rate15.9%Total tax burden
Federal income tax$4,870 / yr
Tennessee state income taxNo state wage tax$0
FICA (Social Security & Medicare)$4,494 / yr

Living in Sequatchie County, TN: common questions

What is the median household income in Sequatchie County, TN?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Sequatchie County, TN is $58,750 per year (approximately $4,896 per month).

What is the average rent in Sequatchie County, TN?

The closest official figure is HUD's Fair Market Rent for 2026: $1,211 for a studio, $1,263 for one bedroom, $1,390 for two, $1,734 for three and $1,853 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Sequatchie County, TN expensive to live in?

Prices there run 8.5% below the U.S. average. BEA's regional price parity for the metro area is 91.5, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Sequatchie County, TN?

To keep a $1,390 two-bedroom under 30% of gross income, a household needs about $55,600 a year, or $4,633 a month. That is 95% of what the typical household in Sequatchie County, TN earns.

How much do you need to live comfortably in Sequatchie County, TN?

On the local median income of $58,750 ($4,896 a month before tax), the 50/30/20 rule leaves $2,448 a month for needs like rent, utilities and groceries, $1,469 for everything else and $979 for savings or debt. A two-bedroom at $1,390 takes 57% of the needs share.

How much is the electric bill in Sequatchie County, TN?

Homes in Tennessee paid 14.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $127. Your bill depends mostly on heating and cooling.