Nebraska · Census, HUD and BEA figures · Updated

Cost of Living in Seward County, NE

Prices around Seward County, NE run 8.4% below the U.S. average (BEA, the metro area). The typical household there earns $82,444 a year, and HUD puts a two-bedroom at $967 a month. Keeping that rent under 30% of income takes about $38,680 a year.

Seward County, NE at a glance

Median household income

$82,444$6,870 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$967HUD FY2026 Fair Market Rent
Price level (U.S. = 100)91.6-8.4% · BEA, the metro area
Electricity13.3¢per kWh · EIA Residential NE
Population17,641Census ACS 5-year estimate

How much rent can you afford in Seward County, NE?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$967Monthly market rent
Share of gross income14.1%Recommended max: 30%
Annual income needed$38,680To meet the 30% standard
Max affordable rent$2,061At 30% of $82,444
0%30% (Affordability standard)100%
Compare against:

How much is rent in Seward County, NE? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Seward County, NE HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Seward County, NE, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$730$8,760$29,20010.6%
1-Bedroom Apartment$756$9,072$30,24011%
2-Bedroom ApartmentBenchmark$967$11,604$38,68014.1%
3-Bedroom Home$1,345$16,140$53,80019.6%
4-Bedroom Home$1,450$17,400$58,00021.1%

Rent in Seward County, NE, with the wage each unit needs →

What a typical income covers in Seward County, NE

The 50/30/20 rule applied to the local median of $82,444 a year ($6,870 a month before tax).

Needs (50%)$3,435/moRent ($967 2-BR), utilities (~$119/mo), groceries, transit
Wants (30%)$2,061/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,374/moEmergency fund, retirement, paying down loans

What $82,444 leaves after Nebraska taxes

Federal income tax, Social Security, Medicare and Nebraska tax on the local median income. Change the salary to see yours.

$82,444
$30,000$165,000
Filing status:
Gross salary breakdown$82,444
Net 78%
Fed 11%
NE 3%
FICA 8%
Annual take-home$63,958After all taxes
Monthly deposit$5,330Estimated per month
Biweekly paycheck$2,460Every 2 weeks (26/yr)
Effective tax rate22.4%Total tax burden
Federal income tax$9,308 / yr
Nebraska state income tax$2,872 / yr
FICA (Social Security & Medicare)$6,307 / yr

Living in Seward County, NE: common questions

What is the median household income in Seward County, NE?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Seward County, NE is $82,444 per year (approximately $6,870 per month).

What is the average rent in Seward County, NE?

The closest official figure is HUD's Fair Market Rent for 2026: $730 for a studio, $756 for one bedroom, $967 for two, $1,345 for three and $1,450 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Seward County, NE expensive to live in?

Prices there run 8.4% below the U.S. average. BEA's regional price parity for the metro area is 91.6, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Seward County, NE?

To keep a $967 two-bedroom under 30% of gross income, a household needs about $38,680 a year, or $3,223 a month. That is 47% of what the typical household in Seward County, NE earns.

How much do you need to live comfortably in Seward County, NE?

On the local median income of $82,444 ($6,870 a month before tax), the 50/30/20 rule leaves $3,435 a month for needs like rent, utilities and groceries, $2,061 for everything else and $1,374 for savings or debt. A two-bedroom at $967 takes 28% of the needs share.

How much is the electric bill in Seward County, NE?

Homes in Nebraska paid 13.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $119. Your bill depends mostly on heating and cooling.