Wisconsin · Census, HUD and BEA figures · Updated

Cost of Living in Sheboygan, WI

Prices around Sheboygan, WI run 6% below the U.S. average (BEA, the metro area). The typical household there earns $62,927 a year, and HUD puts a two-bedroom at $1,116 a month. Keeping that rent under 30% of income takes about $44,640 a year.

Sheboygan, WI at a glance

Median household income

$62,927$5,244 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,116HUD FY2026 Fair Market Rent
Price level (U.S. = 100)94.0-6% · BEA, the metro area
Electricity19.6¢per kWh · EIA Residential WI
Population49,645Census ACS 5-year estimate

How much rent can you afford in Sheboygan, WI?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,116Monthly market rent
Share of gross income21.3%Recommended max: 30%
Annual income needed$44,640To meet the 30% standard
Max affordable rent$1,573At 30% of $62,927
0%30% (Affordability standard)100%
Compare against:

How much is rent in Sheboygan, WI? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Sheboygan, WI MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Sheboygan, WI, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$769$9,228$30,76014.7%
1-Bedroom Apartment$888$10,656$35,52016.9%
2-Bedroom ApartmentBenchmark$1,116$13,392$44,64021.3%
3-Bedroom Home$1,351$16,212$54,04025.8%
4-Bedroom Home$1,527$18,324$61,08029.1%

Rent in Sheboygan, WI, with the wage each unit needs →

What a typical income covers in Sheboygan, WI

The 50/30/20 rule applied to the local median of $62,927 a year ($5,244 a month before tax).

Needs (50%)$2,622/moRent ($1,116 2-BR), utilities (~$176/mo), groceries, transit
Wants (30%)$1,573/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,049/moEmergency fund, retirement, paying down loans

What $62,927 leaves after Wisconsin taxes

Federal income tax, Social Security, Medicare and Wisconsin tax on the local median income. Change the salary to see yours.

$62,927
$25,000$130,000
Filing status:
Gross salary breakdown$62,927
Net 80%
Fed 9%
WI 4%
FICA 8%
Annual take-home$50,515After all taxes
Monthly deposit$4,210Estimated per month
Biweekly paycheck$1,943Every 2 weeks (26/yr)
Effective tax rate19.7%Total tax burden
Federal income tax$5,371 / yr
Wisconsin state income tax$2,227 / yr
FICA (Social Security & Medicare)$4,814 / yr

Living in Sheboygan, WI: common questions

What is the median household income in Sheboygan, WI?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Sheboygan, WI is $62,927 per year (approximately $5,244 per month).

What is the average rent in Sheboygan, WI?

The closest official figure is HUD's Fair Market Rent for 2026: $769 for a studio, $888 for one bedroom, $1,116 for two, $1,351 for three and $1,527 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Sheboygan, WI expensive to live in?

Prices there run 6% below the U.S. average. BEA's regional price parity for the metro area is 94.0, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Sheboygan, WI?

To keep a $1,116 two-bedroom under 30% of gross income, a household needs about $44,640 a year, or $3,720 a month. That is 71% of what the typical household in Sheboygan, WI earns.

How much do you need to live comfortably in Sheboygan, WI?

On the local median income of $62,927 ($5,244 a month before tax), the 50/30/20 rule leaves $2,622 a month for needs like rent, utilities and groceries, $1,573 for everything else and $1,049 for savings or debt. A two-bedroom at $1,116 takes 43% of the needs share.

How much is the electric bill in Sheboygan, WI?

Homes in Wisconsin paid 19.6¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $176. Your bill depends mostly on heating and cooling.