Arizona · Census, HUD and BEA figures · Updated

Cost of Living in Sierra Vista, AZ

Prices around Sierra Vista, AZ run 10.8% below the U.S. average (BEA, the metro area). The typical household there earns $70,291 a year, and HUD puts a two-bedroom at $1,257 a month. Keeping that rent under 30% of income takes about $50,280 a year.

Sierra Vista, AZ at a glance

Median household income

$70,291$5,858 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,257HUD FY2026 Fair Market Rent
Price level (U.S. = 100)89.2-10.8% · BEA, the metro area
Electricity15.2¢per kWh · EIA Residential AZ
Population45,155Census ACS 5-year estimate

How much rent can you afford in Sierra Vista, AZ?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,257Monthly market rent
Share of gross income21.5%Recommended max: 30%
Annual income needed$50,280To meet the 30% standard
Max affordable rent$1,757At 30% of $70,291
0%30% (Affordability standard)100%
Compare against:

How much is rent in Sierra Vista, AZ? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Sierra Vista-Douglas, AZ MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Sierra Vista, AZ, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$887$10,644$35,48015.1%
1-Bedroom Apartment$1,111$13,332$44,44019%
2-Bedroom ApartmentBenchmark$1,257$15,084$50,28021.5%
3-Bedroom Home$1,748$20,976$69,92029.8%
4-Bedroom Home$2,109$25,308$84,36036%

Rent in Sierra Vista, AZ, with the wage each unit needs →

What a typical income covers in Sierra Vista, AZ

The 50/30/20 rule applied to the local median of $70,291 a year ($5,858 a month before tax).

Needs (50%)$2,929/moRent ($1,257 2-BR), utilities (~$137/mo), groceries, transit
Wants (30%)$1,757/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,172/moEmergency fund, retirement, paying down loans

What $70,291 leaves after Arizona taxes

Federal income tax, Social Security, Medicare and Arizona tax on the local median income. Change the salary to see yours.

$70,291
$25,000$145,000
Filing status:
Gross salary breakdown$70,291
Net 81%
Fed 9%
AZ 2%
FICA 8%
Annual take-home$56,916After all taxes
Monthly deposit$4,743Estimated per month
Biweekly paycheck$2,189Every 2 weeks (26/yr)
Effective tax rate19%Total tax burden
Federal income tax$6,634 / yr
Arizona state income tax$1,364 / yr
FICA (Social Security & Medicare)$5,377 / yr

Living in Sierra Vista, AZ: common questions

What is the median household income in Sierra Vista, AZ?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Sierra Vista, AZ is $70,291 per year (approximately $5,858 per month).

What is the average rent in Sierra Vista, AZ?

The closest official figure is HUD's Fair Market Rent for 2026: $887 for a studio, $1,111 for one bedroom, $1,257 for two, $1,748 for three and $2,109 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Sierra Vista, AZ expensive to live in?

Prices there run 10.8% below the U.S. average. BEA's regional price parity for the metro area is 89.2, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Sierra Vista, AZ?

To keep a $1,257 two-bedroom under 30% of gross income, a household needs about $50,280 a year, or $4,190 a month. That is 72% of what the typical household in Sierra Vista, AZ earns.

How much do you need to live comfortably in Sierra Vista, AZ?

On the local median income of $70,291 ($5,858 a month before tax), the 50/30/20 rule leaves $2,929 a month for needs like rent, utilities and groceries, $1,757 for everything else and $1,172 for savings or debt. A two-bedroom at $1,257 takes 43% of the needs share.

How much is the electric bill in Sierra Vista, AZ?

Homes in Arizona paid 15.2¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $137. Your bill depends mostly on heating and cooling.