Silverdale, WA at a glance
Median household income
$105,483$8,790 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Silverdale, WA?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Silverdale, WA? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Bremerton-Silverdale-Port Orchard, WA MSA, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,400 | $16,800 | $56,000 | 15.9% |
| 1-Bedroom Apartment | $1,548 | $18,576 | $61,920 | 17.6% |
| 2-Bedroom ApartmentBenchmark | $2,031 | $24,372 | $81,240 | 23.1% |
| 3-Bedroom Home | $2,676 | $32,112 | $107,040 | 30.4% |
| 4-Bedroom Home | $2,941 | $35,292 | $117,640 | 33.5% |
What a typical income covers in Silverdale, WA
The 50/30/20 rule applied to the local median of $105,483 a year ($8,790 a month before tax).
What $105,483 leaves after Washington taxes
Federal income tax, Social Security, Medicare and Washington tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Washington
Living in Silverdale, WA: common questions
What is the median household income in Silverdale, WA?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Silverdale, WA is $105,483 per year (approximately $8,790 per month).
What is the average rent in Silverdale, WA?
The closest official figure is HUD's Fair Market Rent for 2026: $1,400 for a studio, $1,548 for one bedroom, $2,031 for two, $2,676 for three and $2,941 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Silverdale, WA expensive to live in?
Prices there run 5.6% above the U.S. average. BEA's regional price parity for the metro area is 105.6, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Silverdale, WA?
To keep a $2,031 two-bedroom under 30% of gross income, a household needs about $81,240 a year, or $6,770 a month. That is 77% of what the typical household in Silverdale, WA earns.
How much do you need to live comfortably in Silverdale, WA?
On the local median income of $105,483 ($8,790 a month before tax), the 50/30/20 rule leaves $4,395 a month for needs like rent, utilities and groceries, $2,637 for everything else and $1,758 for savings or debt. A two-bedroom at $2,031 takes 46% of the needs share.
How much is the electric bill in Silverdale, WA?
Homes in Washington paid 14.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $134. Your bill depends mostly on heating and cooling.