Sioux City, IA at a glance
Median household income
$68,906$5,742 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Sioux City, IA?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Sioux City, IA? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Sioux City, IA-NE-SD MSA, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $796 | $9,552 | $31,840 | 13.9% |
| 1-Bedroom Apartment | $925 | $11,100 | $37,000 | 16.1% |
| 2-Bedroom ApartmentBenchmark | $1,154 | $13,848 | $46,160 | 20.1% |
| 3-Bedroom Home | $1,386 | $16,632 | $55,440 | 24.1% |
| 4-Bedroom Home | $1,528 | $18,336 | $61,120 | 26.6% |
What a typical income covers in Sioux City, IA
The 50/30/20 rule applied to the local median of $68,906 a year ($5,742 a month before tax).
What $68,906 leaves after Iowa taxes
Federal income tax, Social Security, Medicare and Iowa tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Iowa
Living in Sioux City, IA: common questions
What is the median household income in Sioux City, IA?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Sioux City, IA is $68,906 per year (approximately $5,742 per month).
What is the average rent in Sioux City, IA?
The closest official figure is HUD's Fair Market Rent for 2026: $796 for a studio, $925 for one bedroom, $1,154 for two, $1,386 for three and $1,528 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Sioux City, IA expensive to live in?
Prices there run 13.5% below the U.S. average. BEA's regional price parity for the metro area is 86.5, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Sioux City, IA?
To keep a $1,154 two-bedroom under 30% of gross income, a household needs about $46,160 a year, or $3,847 a month. That is 67% of what the typical household in Sioux City, IA earns.
How much do you need to live comfortably in Sioux City, IA?
On the local median income of $68,906 ($5,742 a month before tax), the 50/30/20 rule leaves $2,871 a month for needs like rent, utilities and groceries, $1,723 for everything else and $1,148 for savings or debt. A two-bedroom at $1,154 takes 40% of the needs share.
How much is the electric bill in Sioux City, IA?
Homes in Iowa paid 15.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $143. Your bill depends mostly on heating and cooling.