South Carolina · Census, HUD and BEA figures · Updated

Cost of Living in Spartanburg County, SC

Prices around Spartanburg County, SC run 8.9% below the U.S. average (BEA, the metro area). The typical household there earns $66,234 a year, and HUD puts a two-bedroom at $1,187 a month. Keeping that rent under 30% of income takes about $47,480 a year.

Spartanburg County, SC at a glance

Median household income

$66,234$5,520 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,187HUD FY2026 Fair Market Rent
Price level (U.S. = 100)91.1-8.9% · BEA, the metro area
Electricity15.6¢per kWh · EIA Residential SC
Population347,852Census ACS 5-year estimate

How much rent can you afford in Spartanburg County, SC?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,187Monthly market rent
Share of gross income21.5%Recommended max: 30%
Annual income needed$47,480To meet the 30% standard
Max affordable rent$1,656At 30% of $66,234
0%30% (Affordability standard)100%
Compare against:

How much is rent in Spartanburg County, SC? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Spartanburg, SC HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Spartanburg County, SC, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,034$12,408$41,36018.7%
1-Bedroom Apartment$1,083$12,996$43,32019.6%
2-Bedroom ApartmentBenchmark$1,187$14,244$47,48021.5%
3-Bedroom Home$1,439$17,268$57,56026.1%
4-Bedroom Home$1,661$19,932$66,44030.1%

Rent in Spartanburg County, SC, with the wage each unit needs →

What a typical income covers in Spartanburg County, SC

The 50/30/20 rule applied to the local median of $66,234 a year ($5,520 a month before tax).

Needs (50%)$2,760/moRent ($1,187 2-BR), utilities (~$140/mo), groceries, transit
Wants (30%)$1,656/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,104/moEmergency fund, retirement, paying down loans

What $66,234 leaves after South Carolina taxes

Federal income tax, Social Security, Medicare and South Carolina tax on the local median income. Change the salary to see yours.

$66,234
$25,000$135,000
Filing status:
Gross salary breakdown$66,234
Net 81%
Fed 9%
SC 3%
FICA 8%
Annual take-home$53,323After all taxes
Monthly deposit$4,444Estimated per month
Biweekly paycheck$2,051Every 2 weeks (26/yr)
Effective tax rate19.5%Total tax burden
Federal income tax$5,768 / yr
South Carolina state income tax$2,076 / yr
FICA (Social Security & Medicare)$5,067 / yr

Living in Spartanburg County, SC: common questions

What is the median household income in Spartanburg County, SC?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Spartanburg County, SC is $66,234 per year (approximately $5,520 per month).

What is the average rent in Spartanburg County, SC?

The closest official figure is HUD's Fair Market Rent for 2026: $1,034 for a studio, $1,083 for one bedroom, $1,187 for two, $1,439 for three and $1,661 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Spartanburg County, SC expensive to live in?

Prices there run 8.9% below the U.S. average. BEA's regional price parity for the metro area is 91.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Spartanburg County, SC?

To keep a $1,187 two-bedroom under 30% of gross income, a household needs about $47,480 a year, or $3,957 a month. That is 72% of what the typical household in Spartanburg County, SC earns.

How much do you need to live comfortably in Spartanburg County, SC?

On the local median income of $66,234 ($5,520 a month before tax), the 50/30/20 rule leaves $2,760 a month for needs like rent, utilities and groceries, $1,656 for everything else and $1,104 for savings or debt. A two-bedroom at $1,187 takes 43% of the needs share.

How much is the electric bill in Spartanburg County, SC?

Homes in South Carolina paid 15.6¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $140. Your bill depends mostly on heating and cooling.