St. Clair County, MI at a glance
Median household income
$71,270$5,939 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in St. Clair County, MI?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in St. Clair County, MI? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Detroit-Warren-Livonia, MI HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,009 | $12,108 | $40,360 | 17% |
| 1-Bedroom Apartment | $1,122 | $13,464 | $44,880 | 18.9% |
| 2-Bedroom ApartmentBenchmark | $1,411 | $16,932 | $56,440 | 23.8% |
| 3-Bedroom Home | $1,724 | $20,688 | $68,960 | 29% |
| 4-Bedroom Home | $1,868 | $22,416 | $74,720 | 31.5% |
Rent in St. Clair County, MI, with the wage each unit needs →
What a typical income covers in St. Clair County, MI
The 50/30/20 rule applied to the local median of $71,270 a year ($5,939 a month before tax).
What $71,270 leaves after Michigan taxes
Federal income tax, Social Security, Medicare and Michigan tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Michigan
Living in St. Clair County, MI: common questions
What is the median household income in St. Clair County, MI?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in St. Clair County, MI is $71,270 per year (approximately $5,939 per month).
What is the average rent in St. Clair County, MI?
The closest official figure is HUD's Fair Market Rent for 2026: $1,009 for a studio, $1,122 for one bedroom, $1,411 for two, $1,724 for three and $1,868 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is St. Clair County, MI expensive to live in?
Prices there run 0.3% above the U.S. average. BEA's regional price parity for the metro area is 100.3, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in St. Clair County, MI?
To keep a $1,411 two-bedroom under 30% of gross income, a household needs about $56,440 a year, or $4,703 a month. That is 79% of what the typical household in St. Clair County, MI earns.
How much do you need to live comfortably in St. Clair County, MI?
On the local median income of $71,270 ($5,939 a month before tax), the 50/30/20 rule leaves $2,970 a month for needs like rent, utilities and groceries, $1,782 for everything else and $1,188 for savings or debt. A two-bedroom at $1,411 takes 48% of the needs share.
How much is the electric bill in St. Clair County, MI?
Homes in Michigan paid 23¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $207. Your bill depends mostly on heating and cooling.