Utah · Census, HUD and BEA figures · Updated

Cost of Living in St. George, UT

Prices around St. George, UT run 2.7% below the U.S. average (BEA, the metro area). The typical household there earns $76,508 a year, and HUD puts a two-bedroom at $1,575 a month. Keeping that rent under 30% of income takes about $63,000 a year.

St. George, UT at a glance

Median household income

$76,508$6,376 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,575HUD FY2026 Fair Market Rent
Price level (U.S. = 100)97.3-2.7% · BEA, the metro area
Electricity13.4¢per kWh · EIA Residential UT
Population101,995Census ACS 5-year estimate

How much rent can you afford in St. George, UT?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,575Monthly market rent
Share of gross income24.7%Recommended max: 30%
Annual income needed$63,000To meet the 30% standard
Max affordable rent$1,913At 30% of $76,508
0%30% (Affordability standard)100%
Compare against:

How much is rent in St. George, UT? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for St. George, UT MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in St. George, UT, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,210$14,520$48,40019%
1-Bedroom Apartment$1,218$14,616$48,72019.1%
2-Bedroom ApartmentBenchmark$1,575$18,900$63,00024.7%
3-Bedroom Home$2,072$24,864$82,88032.5%
4-Bedroom Home$2,624$31,488$104,96041.2%

Rent in St. George, UT, with the wage each unit needs →

What a typical income covers in St. George, UT

The 50/30/20 rule applied to the local median of $76,508 a year ($6,376 a month before tax).

Needs (50%)$3,188/moRent ($1,575 2-BR), utilities (~$120/mo), groceries, transit
Wants (30%)$1,913/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,275/moEmergency fund, retirement, paying down loans

What $76,508 leaves after Utah taxes

Federal income tax, Social Security, Medicare and Utah tax on the local median income. Change the salary to see yours.

$76,508
$30,000$155,000
Filing status:
Gross salary breakdown$76,508
Net 78%
Fed 10%
UT 4%
FICA 8%
Annual take-home$59,419After all taxes
Monthly deposit$4,952Estimated per month
Biweekly paycheck$2,285Every 2 weeks (26/yr)
Effective tax rate22.3%Total tax burden
Federal income tax$8,002 / yr
Utah state income tax$3,235 / yr
FICA (Social Security & Medicare)$5,853 / yr

Living in St. George, UT: common questions

What is the median household income in St. George, UT?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in St. George, UT is $76,508 per year (approximately $6,376 per month).

What is the average rent in St. George, UT?

The closest official figure is HUD's Fair Market Rent for 2026: $1,210 for a studio, $1,218 for one bedroom, $1,575 for two, $2,072 for three and $2,624 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is St. George, UT expensive to live in?

Prices there run 2.7% below the U.S. average. BEA's regional price parity for the metro area is 97.3, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in St. George, UT?

To keep a $1,575 two-bedroom under 30% of gross income, a household needs about $63,000 a year, or $5,250 a month. That is 82% of what the typical household in St. George, UT earns.

How much do you need to live comfortably in St. George, UT?

On the local median income of $76,508 ($6,376 a month before tax), the 50/30/20 rule leaves $3,188 a month for needs like rent, utilities and groceries, $1,913 for everything else and $1,275 for savings or debt. A two-bedroom at $1,575 takes 49% of the needs share.

How much is the electric bill in St. George, UT?

Homes in Utah paid 13.4¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $120. Your bill depends mostly on heating and cooling.