State College, PA at a glance
Median household income
$45,424$3,785 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in State College, PA?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in State College, PA? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for State College, PA MSA, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,187 | $14,244 | $47,480 | 31.4% |
| 1-Bedroom Apartment | $1,194 | $14,328 | $47,760 | 31.5% |
| 2-Bedroom ApartmentBenchmark | $1,406 | $16,872 | $56,240 | 37.1% |
| 3-Bedroom Home | $1,760 | $21,120 | $70,400 | 46.5% |
| 4-Bedroom Home | $1,862 | $22,344 | $74,480 | 49.2% |
What a typical income covers in State College, PA
The 50/30/20 rule applied to the local median of $45,424 a year ($3,785 a month before tax).
What $45,424 leaves after Pennsylvania taxes
Federal income tax, Social Security, Medicare and Pennsylvania tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Pennsylvania
Living in State College, PA: common questions
What is the median household income in State College, PA?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in State College, PA is $45,424 per year (approximately $3,785 per month).
What is the average rent in State College, PA?
The closest official figure is HUD's Fair Market Rent for 2026: $1,187 for a studio, $1,194 for one bedroom, $1,406 for two, $1,760 for three and $1,862 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is State College, PA expensive to live in?
Prices there run 3.2% below the U.S. average. BEA's regional price parity for the metro area is 96.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in State College, PA?
To keep a $1,406 two-bedroom under 30% of gross income, a household needs about $56,240 a year, or $4,687 a month. That is 124% of what the typical household in State College, PA earns.
How much do you need to live comfortably in State College, PA?
On the local median income of $45,424 ($3,785 a month before tax), the 50/30/20 rule leaves $1,893 a month for needs like rent, utilities and groceries, $1,136 for everything else and $757 for savings or debt. A two-bedroom at $1,406 takes 74% of the needs share.
How much is the electric bill in State College, PA?
Homes in Pennsylvania paid 21.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $196. Your bill depends mostly on heating and cooling.