Tennessee · Census, HUD and BEA figures · Updated

Cost of Living in Stewart County, TN

Prices around Stewart County, TN run 9.1% below the U.S. average (BEA, the metro area). The typical household there earns $63,114 a year, and HUD puts a two-bedroom at $1,004 a month. Keeping that rent under 30% of income takes about $40,160 a year.

Stewart County, TN at a glance

Median household income

$63,114$5,260 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,004HUD FY2026 Fair Market Rent
Price level (U.S. = 100)90.9-9.1% · BEA, the metro area
Electricity14.1¢per kWh · EIA Residential TN
Population14,027Census ACS 5-year estimate

How much rent can you afford in Stewart County, TN?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,004Monthly market rent
Share of gross income19.1%Recommended max: 30%
Annual income needed$40,160To meet the 30% standard
Max affordable rent$1,578At 30% of $63,114
0%30% (Affordability standard)100%
Compare against:

How much is rent in Stewart County, TN? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Stewart County, TN HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Stewart County, TN, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$692$8,304$27,68013.2%
1-Bedroom Apartment$815$9,780$32,60015.5%
2-Bedroom ApartmentBenchmark$1,004$12,048$40,16019.1%
3-Bedroom Home$1,396$16,752$55,84026.5%
4-Bedroom Home$1,684$20,208$67,36032%

Rent in Stewart County, TN, with the wage each unit needs →

What a typical income covers in Stewart County, TN

The 50/30/20 rule applied to the local median of $63,114 a year ($5,260 a month before tax).

Needs (50%)$2,630/moRent ($1,004 2-BR), utilities (~$127/mo), groceries, transit
Wants (30%)$1,578/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,052/moEmergency fund, retirement, paying down loans

What $63,114 leaves after Tennessee taxes

Federal income tax, Social Security, Medicare and Tennessee tax on the local median income. Change the salary to see yours.

$63,114
$25,000$130,000
Filing status:
Gross salary breakdown$63,114
Net 84%
Fed 9%
FICA 8%
Annual take-home$52,892After all taxes
Monthly deposit$4,408Estimated per month
Biweekly paycheck$2,034Every 2 weeks (26/yr)
Effective tax rate16.2%Total tax burden
Federal income tax$5,394 / yr
Tennessee state income taxNo state wage tax$0
FICA (Social Security & Medicare)$4,828 / yr

Living in Stewart County, TN: common questions

What is the median household income in Stewart County, TN?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Stewart County, TN is $63,114 per year (approximately $5,260 per month).

What is the average rent in Stewart County, TN?

The closest official figure is HUD's Fair Market Rent for 2026: $692 for a studio, $815 for one bedroom, $1,004 for two, $1,396 for three and $1,684 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Stewart County, TN expensive to live in?

Prices there run 9.1% below the U.S. average. BEA's regional price parity for the metro area is 90.9, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Stewart County, TN?

To keep a $1,004 two-bedroom under 30% of gross income, a household needs about $40,160 a year, or $3,347 a month. That is 64% of what the typical household in Stewart County, TN earns.

How much do you need to live comfortably in Stewart County, TN?

On the local median income of $63,114 ($5,260 a month before tax), the 50/30/20 rule leaves $2,630 a month for needs like rent, utilities and groceries, $1,578 for everything else and $1,052 for savings or debt. A two-bedroom at $1,004 takes 38% of the needs share.

How much is the electric bill in Stewart County, TN?

Homes in Tennessee paid 14.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $127. Your bill depends mostly on heating and cooling.