New Hampshire · Census, HUD and BEA figures · Updated

Cost of Living in Strafford County, NH

Prices around Strafford County, NH run 8.3% above the U.S. average (BEA, the metro area). The typical household there earns $88,570 a year, and HUD puts a two-bedroom at $2,194 a month. Keeping that rent under 30% of income takes about $87,760 a year.

Strafford County, NH at a glance

Median household income

$88,570$7,381 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$2,194HUD FY2026 Fair Market Rent
Price level (U.S. = 100)108.3+8.3% · BEA, the metro area
Electricity27¢per kWh · EIA Residential NH
Population132,575Census ACS 5-year estimate

How much rent can you afford in Strafford County, NH?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$2,194Monthly market rent
Share of gross income29.7%Recommended max: 30%
Annual income needed$87,760To meet the 30% standard
Max affordable rent$2,214At 30% of $88,570
0%30% (Affordability standard)100%
Compare against:

How much is rent in Strafford County, NH? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Portsmouth-Rochester, NH HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Strafford County, NH, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,601$19,212$64,04021.7%
1-Bedroom Apartment$1,677$20,124$67,08022.7%
2-Bedroom ApartmentBenchmark$2,194$26,328$87,76029.7%
3-Bedroom Home$2,693$32,316$107,72036.5%
4-Bedroom Home$2,941$35,292$117,64039.8%

Rent in Strafford County, NH, with the wage each unit needs →

What a typical income covers in Strafford County, NH

The 50/30/20 rule applied to the local median of $88,570 a year ($7,381 a month before tax).

Needs (50%)$3,690/moRent ($2,194 2-BR), utilities (~$243/mo), groceries, transit
Wants (30%)$2,214/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,476/moEmergency fund, retirement, paying down loans

What $88,570 leaves after New Hampshire taxes

Federal income tax, Social Security, Medicare and New Hampshire tax on the local median income. Change the salary to see yours.

$88,570
$35,000$180,000
Filing status:
Gross salary breakdown$88,570
Net 80%
Fed 12%
FICA 8%
Annual take-home$71,139After all taxes
Monthly deposit$5,928Estimated per month
Biweekly paycheck$2,736Every 2 weeks (26/yr)
Effective tax rate19.7%Total tax burden
Federal income tax$10,655 / yr
New Hampshire state income taxNo state wage tax$0
FICA (Social Security & Medicare)$6,776 / yr

Living in Strafford County, NH: common questions

What is the median household income in Strafford County, NH?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Strafford County, NH is $88,570 per year (approximately $7,381 per month).

What is the average rent in Strafford County, NH?

The closest official figure is HUD's Fair Market Rent for 2026: $1,601 for a studio, $1,677 for one bedroom, $2,194 for two, $2,693 for three and $2,941 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Strafford County, NH expensive to live in?

Prices there run 8.3% above the U.S. average. BEA's regional price parity for the metro area is 108.3, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Strafford County, NH?

To keep a $2,194 two-bedroom under 30% of gross income, a household needs about $87,760 a year, or $7,313 a month. That is 99% of what the typical household in Strafford County, NH earns.

How much do you need to live comfortably in Strafford County, NH?

On the local median income of $88,570 ($7,381 a month before tax), the 50/30/20 rule leaves $3,690 a month for needs like rent, utilities and groceries, $2,214 for everything else and $1,476 for savings or debt. A two-bedroom at $2,194 takes 59% of the needs share.

How much is the electric bill in Strafford County, NH?

Homes in New Hampshire paid 27¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $243. Your bill depends mostly on heating and cooling.