Virginia · Census, HUD and BEA figures · Updated

Cost of Living in Stuarts Draft, VA

Prices around Stuarts Draft, VA run 8.9% below the U.S. average (BEA, the metro area). The typical household there earns $79,332 a year, and HUD puts a two-bedroom at $1,261 a month. Keeping that rent under 30% of income takes about $50,440 a year.

Stuarts Draft, VA at a glance

Median household income

$79,332$6,611 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,261HUD FY2026 Fair Market Rent
Price level (U.S. = 100)91.1-8.9% · BEA, the metro area
Electricity17.2¢per kWh · EIA Residential VA
Population11,780Census ACS 5-year estimate

How much rent can you afford in Stuarts Draft, VA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,261Monthly market rent
Share of gross income19.1%Recommended max: 30%
Annual income needed$50,440To meet the 30% standard
Max affordable rent$1,983At 30% of $79,332
0%30% (Affordability standard)100%
Compare against:

How much is rent in Stuarts Draft, VA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Staunton-Stuarts Draft, VA MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Stuarts Draft, VA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,088$13,056$43,52016.5%
1-Bedroom Apartment$1,095$13,140$43,80016.6%
2-Bedroom ApartmentBenchmark$1,261$15,132$50,44019.1%
3-Bedroom Home$1,734$20,808$69,36026.2%
4-Bedroom Home$1,941$23,292$77,64029.4%

Rent in Stuarts Draft, VA, with the wage each unit needs →

What a typical income covers in Stuarts Draft, VA

The 50/30/20 rule applied to the local median of $79,332 a year ($6,611 a month before tax).

Needs (50%)$3,306/moRent ($1,261 2-BR), utilities (~$155/mo), groceries, transit
Wants (30%)$1,983/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,322/moEmergency fund, retirement, paying down loans

What $79,332 leaves after Virginia taxes

Federal income tax, Social Security, Medicare and Virginia tax on the local median income. Change the salary to see yours.

$79,332
$30,000$160,000
Filing status:
Gross salary breakdown$79,332
Net 77%
Fed 11%
VA 5%
FICA 8%
Annual take-home$60,893After all taxes
Monthly deposit$5,074Estimated per month
Biweekly paycheck$2,342Every 2 weeks (26/yr)
Effective tax rate23.2%Total tax burden
Federal income tax$8,623 / yr
Virginia state income tax$3,747 / yr
FICA (Social Security & Medicare)$6,069 / yr

Living in Stuarts Draft, VA: common questions

What is the median household income in Stuarts Draft, VA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Stuarts Draft, VA is $79,332 per year (approximately $6,611 per month).

What is the average rent in Stuarts Draft, VA?

The closest official figure is HUD's Fair Market Rent for 2026: $1,088 for a studio, $1,095 for one bedroom, $1,261 for two, $1,734 for three and $1,941 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Stuarts Draft, VA expensive to live in?

Prices there run 8.9% below the U.S. average. BEA's regional price parity for the metro area is 91.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Stuarts Draft, VA?

To keep a $1,261 two-bedroom under 30% of gross income, a household needs about $50,440 a year, or $4,203 a month. That is 64% of what the typical household in Stuarts Draft, VA earns.

How much do you need to live comfortably in Stuarts Draft, VA?

On the local median income of $79,332 ($6,611 a month before tax), the 50/30/20 rule leaves $3,306 a month for needs like rent, utilities and groceries, $1,983 for everything else and $1,322 for savings or debt. A two-bedroom at $1,261 takes 38% of the needs share.

How much is the electric bill in Stuarts Draft, VA?

Homes in Virginia paid 17.2¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $155. Your bill depends mostly on heating and cooling.