Alabama · Census, HUD and BEA figures · Updated

Cost of Living in Sumter County, AL

Prices around Sumter County, AL run 11.2% below the U.S. average (BEA, Alabama). The typical household there earns $33,310 a year, and HUD puts a two-bedroom at $827 a month. Keeping that rent under 30% of income takes about $33,080 a year.

Sumter County, AL at a glance

Median household income

$33,310$2,776 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$827HUD FY2026 Fair Market Rent
Price level (U.S. = 100)88.8-11.2% · BEA, Alabama
Electricity16.4¢per kWh · EIA Residential AL
Population11,878Census ACS 5-year estimate

How much rent can you afford in Sumter County, AL?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$827Monthly market rent
Share of gross income29.8%Recommended max: 30%
Annual income needed$33,080To meet the 30% standard
Max affordable rent$833At 30% of $33,310
0%30% (Affordability standard)100%
Compare against:

How much is rent in Sumter County, AL? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Sumter County, AL, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Sumter County, AL, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$619$7,428$24,76022.3%
1-Bedroom Apartment$642$7,704$25,68023.1%
2-Bedroom ApartmentBenchmark$827$9,924$33,08029.8%
3-Bedroom Home$1,107$13,284$44,28039.9%
4-Bedroom Home$1,193$14,316$47,72043%

Rent in Sumter County, AL, with the wage each unit needs →

What a typical income covers in Sumter County, AL

The 50/30/20 rule applied to the local median of $33,310 a year ($2,776 a month before tax).

Needs (50%)$1,388/moRent ($827 2-BR), utilities (~$148/mo), groceries, transit
Wants (30%)$833/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$555/moEmergency fund, retirement, paying down loans

What $33,310 leaves after Alabama taxes

Federal income tax, Social Security, Medicare and Alabama tax on the local median income. Change the salary to see yours.

$33,310
$15,000$70,000
Filing status:
Gross salary breakdown$33,310
Net 83%
Fed 5%
AL 4%
FICA 8%
Annual take-home$27,616After all taxes
Monthly deposit$2,301Estimated per month
Biweekly paycheck$1,062Every 2 weeks (26/yr)
Effective tax rate17.1%Total tax burden
Federal income tax$1,817 / yr
Alabama state income tax$1,328 / yr
FICA (Social Security & Medicare)$2,548 / yr

Living in Sumter County, AL: common questions

What is the median household income in Sumter County, AL?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Sumter County, AL is $33,310 per year (approximately $2,776 per month).

What is the average rent in Sumter County, AL?

The closest official figure is HUD's Fair Market Rent for 2026: $619 for a studio, $642 for one bedroom, $827 for two, $1,107 for three and $1,193 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Sumter County, AL expensive to live in?

Prices there run 11.2% below the U.S. average. BEA's regional price parity for Alabama is 88.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Sumter County, AL?

To keep a $827 two-bedroom under 30% of gross income, a household needs about $33,080 a year, or $2,757 a month. That is 99% of what the typical household in Sumter County, AL earns.

How much do you need to live comfortably in Sumter County, AL?

On the local median income of $33,310 ($2,776 a month before tax), the 50/30/20 rule leaves $1,388 a month for needs like rent, utilities and groceries, $833 for everything else and $555 for savings or debt. A two-bedroom at $827 takes 60% of the needs share.

How much is the electric bill in Sumter County, AL?

Homes in Alabama paid 16.4¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $148. Your bill depends mostly on heating and cooling.