Sumter County, FL at a glance
Median household income
$76,508$6,376 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Sumter County, FL?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Sumter County, FL? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Wildwood-The Villages, FL MSA, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,076 | $12,912 | $43,040 | 16.9% |
| 1-Bedroom Apartment | $1,139 | $13,668 | $45,560 | 17.9% |
| 2-Bedroom ApartmentBenchmark | $1,328 | $15,936 | $53,120 | 20.8% |
| 3-Bedroom Home | $1,655 | $19,860 | $66,200 | 26% |
| 4-Bedroom Home | $1,937 | $23,244 | $77,480 | 30.4% |
What a typical income covers in Sumter County, FL
The 50/30/20 rule applied to the local median of $76,508 a year ($6,376 a month before tax).
What $76,508 leaves after Florida taxes
Federal income tax, Social Security, Medicare and Florida tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Florida
Living in Sumter County, FL: common questions
What is the median household income in Sumter County, FL?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Sumter County, FL is $76,508 per year (approximately $6,376 per month).
What is the average rent in Sumter County, FL?
The closest official figure is HUD's Fair Market Rent for 2026: $1,076 for a studio, $1,139 for one bedroom, $1,328 for two, $1,655 for three and $1,937 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Sumter County, FL expensive to live in?
Prices there run 14.6% below the U.S. average. BEA's regional price parity for the metro area is 85.4, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Sumter County, FL?
To keep a $1,328 two-bedroom under 30% of gross income, a household needs about $53,120 a year, or $4,427 a month. That is 69% of what the typical household in Sumter County, FL earns.
How much do you need to live comfortably in Sumter County, FL?
On the local median income of $76,508 ($6,376 a month before tax), the 50/30/20 rule leaves $3,188 a month for needs like rent, utilities and groceries, $1,913 for everything else and $1,275 for savings or debt. A two-bedroom at $1,328 takes 42% of the needs share.
How much is the electric bill in Sumter County, FL?
Homes in Florida paid 15.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $136. Your bill depends mostly on heating and cooling.