Georgia · Census, HUD and BEA figures · Updated

Cost of Living in Sumter County, GA

Prices around Sumter County, GA run 3.7% below the U.S. average (BEA, Georgia). The typical household there earns $42,653 a year, and HUD puts a two-bedroom at $1,088 a month. Keeping that rent under 30% of income takes about $43,520 a year.

Sumter County, GA at a glance

Median household income

$42,653$3,554 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,088HUD FY2026 Fair Market Rent
Price level (U.S. = 100)96.3-3.7% · BEA, Georgia
Electricity16.4¢per kWh · EIA Residential GA
Population29,061Census ACS 5-year estimate

How much rent can you afford in Sumter County, GA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Moderate cost burden (30–50%)
HUD Fair Market Rent$1,088Monthly market rent
Share of gross income30.6%Recommended max: 30%
Annual income needed$43,520To meet the 30% standard
Max affordable rent$1,066At 30% of $42,653
0%30% (Affordability standard)100%
Compare against:

How much is rent in Sumter County, GA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Sumter County, GA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Sumter County, GA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$824$9,888$32,96023.2%
1-Bedroom Apartment$829$9,948$33,16023.3%
2-Bedroom ApartmentBenchmark$1,088$13,056$43,52030.6%
3-Bedroom Home$1,305$15,660$52,20036.7%
4-Bedroom Home$1,441$17,292$57,64040.5%

Rent in Sumter County, GA, with the wage each unit needs →

What a typical income covers in Sumter County, GA

The 50/30/20 rule applied to the local median of $42,653 a year ($3,554 a month before tax).

Needs (50%)$1,777/moRent ($1,088 2-BR), utilities (~$147/mo), groceries, transit
Wants (30%)$1,066/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$711/moEmergency fund, retirement, paying down loans

What $42,653 leaves after Georgia taxes

Federal income tax, Social Security, Medicare and Georgia tax on the local median income. Change the salary to see yours.

$42,653
$15,000$90,000
Filing status:
Gross salary breakdown$42,653
Net 82%
Fed 7%
GA 3%
FICA 8%
Annual take-home$35,072After all taxes
Monthly deposit$2,923Estimated per month
Biweekly paycheck$1,349Every 2 weeks (26/yr)
Effective tax rate17.8%Total tax burden
Federal income tax$2,938 / yr
Georgia state income tax$1,380 / yr
FICA (Social Security & Medicare)$3,263 / yr

Living in Sumter County, GA: common questions

What is the median household income in Sumter County, GA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Sumter County, GA is $42,653 per year (approximately $3,554 per month).

What is the average rent in Sumter County, GA?

The closest official figure is HUD's Fair Market Rent for 2026: $824 for a studio, $829 for one bedroom, $1,088 for two, $1,305 for three and $1,441 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Sumter County, GA expensive to live in?

Prices there run 3.7% below the U.S. average. BEA's regional price parity for Georgia is 96.3, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Sumter County, GA?

To keep a $1,088 two-bedroom under 30% of gross income, a household needs about $43,520 a year, or $3,627 a month. That is 102% of what the typical household in Sumter County, GA earns.

How much do you need to live comfortably in Sumter County, GA?

On the local median income of $42,653 ($3,554 a month before tax), the 50/30/20 rule leaves $1,777 a month for needs like rent, utilities and groceries, $1,066 for everything else and $711 for savings or debt. A two-bedroom at $1,088 takes 61% of the needs share.

How much is the electric bill in Sumter County, GA?

Homes in Georgia paid 16.4¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $147. Your bill depends mostly on heating and cooling.