Sumter, SC at a glance
Median household income
$55,592$4,633 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Sumter, SC?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Sumter, SC? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Sumter, SC MSA, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $880 | $10,560 | $35,200 | 19% |
| 1-Bedroom Apartment | $972 | $11,664 | $38,880 | 21% |
| 2-Bedroom ApartmentBenchmark | $1,276 | $15,312 | $51,040 | 27.5% |
| 3-Bedroom Home | $1,530 | $18,360 | $61,200 | 33% |
| 4-Bedroom Home | $1,871 | $22,452 | $74,840 | 40.4% |
What a typical income covers in Sumter, SC
The 50/30/20 rule applied to the local median of $55,592 a year ($4,633 a month before tax).
What $55,592 leaves after South Carolina taxes
Federal income tax, Social Security, Medicare and South Carolina tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in South Carolina
Living in Sumter, SC: common questions
What is the median household income in Sumter, SC?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Sumter, SC is $55,592 per year (approximately $4,633 per month).
What is the average rent in Sumter, SC?
The closest official figure is HUD's Fair Market Rent for 2026: $880 for a studio, $972 for one bedroom, $1,276 for two, $1,530 for three and $1,871 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Sumter, SC expensive to live in?
Prices there run 12% below the U.S. average. BEA's regional price parity for the metro area is 88.0, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Sumter, SC?
To keep a $1,276 two-bedroom under 30% of gross income, a household needs about $51,040 a year, or $4,253 a month. That is 92% of what the typical household in Sumter, SC earns.
How much do you need to live comfortably in Sumter, SC?
On the local median income of $55,592 ($4,633 a month before tax), the 50/30/20 rule leaves $2,316 a month for needs like rent, utilities and groceries, $1,390 for everything else and $927 for savings or debt. A two-bedroom at $1,276 takes 55% of the needs share.
How much is the electric bill in Sumter, SC?
Homes in South Carolina paid 15.6¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $140. Your bill depends mostly on heating and cooling.