Virginia · Census, HUD and BEA figures · Updated

Cost of Living in Surry County, VA

Prices around Surry County, VA run 2.1% below the U.S. average (BEA, the metro area). The typical household there earns $78,041 a year, and HUD puts a two-bedroom at $1,039 a month. Keeping that rent under 30% of income takes about $41,560 a year.

Surry County, VA at a glance

Median household income

$78,041$6,503 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,039HUD FY2026 Fair Market Rent
Price level (U.S. = 100)97.9-2.1% · BEA, the metro area
Electricity17.2¢per kWh · EIA Residential VA
Population6,549Census ACS 5-year estimate

How much rent can you afford in Surry County, VA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,039Monthly market rent
Share of gross income16%Recommended max: 30%
Annual income needed$41,560To meet the 30% standard
Max affordable rent$1,951At 30% of $78,041
0%30% (Affordability standard)100%
Compare against:

How much is rent in Surry County, VA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Surry County, VA HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Surry County, VA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$905$10,860$36,20013.9%
1-Bedroom Apartment$920$11,040$36,80014.1%
2-Bedroom ApartmentBenchmark$1,039$12,468$41,56016%
3-Bedroom Home$1,445$17,340$57,80022.2%
4-Bedroom Home$1,743$20,916$69,72026.8%

Rent in Surry County, VA, with the wage each unit needs →

What a typical income covers in Surry County, VA

The 50/30/20 rule applied to the local median of $78,041 a year ($6,503 a month before tax).

Needs (50%)$3,252/moRent ($1,039 2-BR), utilities (~$155/mo), groceries, transit
Wants (30%)$1,951/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,301/moEmergency fund, retirement, paying down loans

What $78,041 leaves after Virginia taxes

Federal income tax, Social Security, Medicare and Virginia tax on the local median income. Change the salary to see yours.

$78,041
$30,000$160,000
Filing status:
Gross salary breakdown$78,041
Net 77%
Fed 11%
VA 5%
FICA 8%
Annual take-home$60,059After all taxes
Monthly deposit$5,005Estimated per month
Biweekly paycheck$2,310Every 2 weeks (26/yr)
Effective tax rate23%Total tax burden
Federal income tax$8,339 / yr
Virginia state income tax$3,673 / yr
FICA (Social Security & Medicare)$5,970 / yr

Living in Surry County, VA: common questions

What is the median household income in Surry County, VA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Surry County, VA is $78,041 per year (approximately $6,503 per month).

What is the average rent in Surry County, VA?

The closest official figure is HUD's Fair Market Rent for 2026: $905 for a studio, $920 for one bedroom, $1,039 for two, $1,445 for three and $1,743 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Surry County, VA expensive to live in?

Prices there run 2.1% below the U.S. average. BEA's regional price parity for the metro area is 97.9, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Surry County, VA?

To keep a $1,039 two-bedroom under 30% of gross income, a household needs about $41,560 a year, or $3,463 a month. That is 53% of what the typical household in Surry County, VA earns.

How much do you need to live comfortably in Surry County, VA?

On the local median income of $78,041 ($6,503 a month before tax), the 50/30/20 rule leaves $3,252 a month for needs like rent, utilities and groceries, $1,951 for everything else and $1,301 for savings or debt. A two-bedroom at $1,039 takes 32% of the needs share.

How much is the electric bill in Surry County, VA?

Homes in Virginia paid 17.2¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $155. Your bill depends mostly on heating and cooling.