California · Census, HUD and BEA figures · Updated

Cost of Living in Sutter County, CA

Prices around Sutter County, CA run 4.2% above the U.S. average (BEA, the metro area). The typical household there earns $79,704 a year, and HUD puts a two-bedroom at $1,550 a month. Keeping that rent under 30% of income takes about $62,000 a year.

Sutter County, CA at a glance

Median household income

$79,704$6,642 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,550HUD FY2026 Fair Market Rent
Price level (U.S. = 100)104.2+4.2% · BEA, the metro area
Electricity34.7¢per kWh · EIA Residential CA
Population98,857Census ACS 5-year estimate

How much rent can you afford in Sutter County, CA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,550Monthly market rent
Share of gross income23.3%Recommended max: 30%
Annual income needed$62,000To meet the 30% standard
Max affordable rent$1,993At 30% of $79,704
0%30% (Affordability standard)100%
Compare against:

How much is rent in Sutter County, CA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Yuba City, CA MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Sutter County, CA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,166$13,992$46,64017.6%
1-Bedroom Apartment$1,272$15,264$50,88019.2%
2-Bedroom ApartmentBenchmark$1,550$18,600$62,00023.3%
3-Bedroom Home$2,156$25,872$86,24032.5%
4-Bedroom Home$2,600$31,200$104,00039.1%

Rent in Sutter County, CA, with the wage each unit needs →

What a typical income covers in Sutter County, CA

The 50/30/20 rule applied to the local median of $79,704 a year ($6,642 a month before tax).

Needs (50%)$3,321/moRent ($1,550 2-BR), utilities (~$313/mo), groceries, transit
Wants (30%)$1,993/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,328/moEmergency fund, retirement, paying down loans

What $79,704 leaves after California taxes

Federal income tax, Social Security, Medicare and California tax on the local median income. Change the salary to see yours.

$79,704
$30,000$160,000
Filing status:
Gross salary breakdown$79,704
Net 77%
Fed 11%
CA 4%
FICA 8%
Annual take-home$61,734After all taxes
Monthly deposit$5,145Estimated per month
Biweekly paycheck$2,374Every 2 weeks (26/yr)
Effective tax rate22.6%Total tax burden
Federal income tax$8,705 / yr
California state income tax$3,167 / yr
FICA (Social Security & Medicare)$6,097 / yr

Living in Sutter County, CA: common questions

What is the median household income in Sutter County, CA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Sutter County, CA is $79,704 per year (approximately $6,642 per month).

What is the average rent in Sutter County, CA?

The closest official figure is HUD's Fair Market Rent for 2026: $1,166 for a studio, $1,272 for one bedroom, $1,550 for two, $2,156 for three and $2,600 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Sutter County, CA expensive to live in?

Prices there run 4.2% above the U.S. average. BEA's regional price parity for the metro area is 104.2, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Sutter County, CA?

To keep a $1,550 two-bedroom under 30% of gross income, a household needs about $62,000 a year, or $5,167 a month. That is 78% of what the typical household in Sutter County, CA earns.

How much do you need to live comfortably in Sutter County, CA?

On the local median income of $79,704 ($6,642 a month before tax), the 50/30/20 rule leaves $3,321 a month for needs like rent, utilities and groceries, $1,993 for everything else and $1,328 for savings or debt. A two-bedroom at $1,550 takes 47% of the needs share.

How much is the electric bill in Sutter County, CA?

Homes in California paid 34.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $313. Your bill depends mostly on heating and cooling.