Talbot County, MD at a glance
Median household income
$84,811$7,068 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Talbot County, MD?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Talbot County, MD? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Talbot County, MD, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,201 | $14,412 | $48,040 | 17% |
| 1-Bedroom Apartment | $1,282 | $15,384 | $51,280 | 18.1% |
| 2-Bedroom ApartmentBenchmark | $1,409 | $16,908 | $56,360 | 19.9% |
| 3-Bedroom Home | $1,960 | $23,520 | $78,400 | 27.7% |
| 4-Bedroom Home | $2,364 | $28,368 | $94,560 | 33.4% |
What a typical income covers in Talbot County, MD
The 50/30/20 rule applied to the local median of $84,811 a year ($7,068 a month before tax).
What $84,811 leaves after Maryland taxes
Federal income tax, Social Security, Medicare and Maryland tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Maryland
Living in Talbot County, MD: common questions
What is the median household income in Talbot County, MD?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Talbot County, MD is $84,811 per year (approximately $7,068 per month).
What is the average rent in Talbot County, MD?
The closest official figure is HUD's Fair Market Rent for 2026: $1,201 for a studio, $1,282 for one bedroom, $1,409 for two, $1,960 for three and $2,364 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Talbot County, MD expensive to live in?
Prices there run 5% above the U.S. average. BEA's regional price parity for Maryland is 105.0, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Talbot County, MD?
To keep a $1,409 two-bedroom under 30% of gross income, a household needs about $56,360 a year, or $4,697 a month. That is 66% of what the typical household in Talbot County, MD earns.
How much do you need to live comfortably in Talbot County, MD?
On the local median income of $84,811 ($7,068 a month before tax), the 50/30/20 rule leaves $3,534 a month for needs like rent, utilities and groceries, $2,120 for everything else and $1,414 for savings or debt. A two-bedroom at $1,409 takes 40% of the needs share.
How much is the electric bill in Talbot County, MD?
Homes in Maryland paid 21.8¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $197. Your bill depends mostly on heating and cooling.