Mississippi · Census, HUD and BEA figures · Updated

Cost of Living in Tate County, MS

Prices around Tate County, MS run 7.8% below the U.S. average (BEA, the metro area). The typical household there earns $69,704 a year, and HUD puts a two-bedroom at $1,089 a month. Keeping that rent under 30% of income takes about $43,560 a year.

Tate County, MS at a glance

Median household income

$69,704$5,809 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,089HUD FY2026 Fair Market Rent
Price level (U.S. = 100)92.2-7.8% · BEA, the metro area
Electricity14.9¢per kWh · EIA Residential MS
Population28,321Census ACS 5-year estimate

How much rent can you afford in Tate County, MS?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,089Monthly market rent
Share of gross income18.7%Recommended max: 30%
Annual income needed$43,560To meet the 30% standard
Max affordable rent$1,743At 30% of $69,704
0%30% (Affordability standard)100%
Compare against:

How much is rent in Tate County, MS? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Tate County, MS HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Tate County, MS, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$825$9,900$33,00014.2%
1-Bedroom Apartment$830$9,960$33,20014.3%
2-Bedroom ApartmentBenchmark$1,089$13,068$43,56018.7%
3-Bedroom Home$1,337$16,044$53,48023%
4-Bedroom Home$1,493$17,916$59,72025.7%

Rent in Tate County, MS, with the wage each unit needs →

What a typical income covers in Tate County, MS

The 50/30/20 rule applied to the local median of $69,704 a year ($5,809 a month before tax).

Needs (50%)$2,904/moRent ($1,089 2-BR), utilities (~$134/mo), groceries, transit
Wants (30%)$1,743/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,162/moEmergency fund, retirement, paying down loans

What $69,704 leaves after Mississippi taxes

Federal income tax, Social Security, Medicare and Mississippi tax on the local median income. Change the salary to see yours.

$69,704
$25,000$140,000
Filing status:
Gross salary breakdown$69,704
Net 80%
Fed 9%
MS 3%
FICA 8%
Annual take-home$55,811After all taxes
Monthly deposit$4,651Estimated per month
Biweekly paycheck$2,147Every 2 weeks (26/yr)
Effective tax rate19.9%Total tax burden
Federal income tax$6,505 / yr
Mississippi state income tax$2,056 / yr
FICA (Social Security & Medicare)$5,332 / yr

Living in Tate County, MS: common questions

What is the median household income in Tate County, MS?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Tate County, MS is $69,704 per year (approximately $5,809 per month).

What is the average rent in Tate County, MS?

The closest official figure is HUD's Fair Market Rent for 2026: $825 for a studio, $830 for one bedroom, $1,089 for two, $1,337 for three and $1,493 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Tate County, MS expensive to live in?

Prices there run 7.8% below the U.S. average. BEA's regional price parity for the metro area is 92.2, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Tate County, MS?

To keep a $1,089 two-bedroom under 30% of gross income, a household needs about $43,560 a year, or $3,630 a month. That is 62% of what the typical household in Tate County, MS earns.

How much do you need to live comfortably in Tate County, MS?

On the local median income of $69,704 ($5,809 a month before tax), the 50/30/20 rule leaves $2,904 a month for needs like rent, utilities and groceries, $1,743 for everything else and $1,162 for savings or debt. A two-bedroom at $1,089 takes 37% of the needs share.

How much is the electric bill in Tate County, MS?

Homes in Mississippi paid 14.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $134. Your bill depends mostly on heating and cooling.