The Villages, FL at a glance
Median household income
$77,622$6,469 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in The Villages, FL?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in The Villages, FL? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Wildwood-The Villages, FL MSA, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,076 | $12,912 | $43,040 | 16.6% |
| 1-Bedroom Apartment | $1,139 | $13,668 | $45,560 | 17.6% |
| 2-Bedroom ApartmentBenchmark | $1,328 | $15,936 | $53,120 | 20.5% |
| 3-Bedroom Home | $1,655 | $19,860 | $66,200 | 25.6% |
| 4-Bedroom Home | $1,937 | $23,244 | $77,480 | 29.9% |
What a typical income covers in The Villages, FL
The 50/30/20 rule applied to the local median of $77,622 a year ($6,469 a month before tax).
What $77,622 leaves after Florida taxes
Federal income tax, Social Security, Medicare and Florida tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Florida
Living in The Villages, FL: common questions
What is the median household income in The Villages, FL?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in The Villages, FL is $77,622 per year (approximately $6,469 per month).
What is the average rent in The Villages, FL?
The closest official figure is HUD's Fair Market Rent for 2026: $1,076 for a studio, $1,139 for one bedroom, $1,328 for two, $1,655 for three and $1,937 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is The Villages, FL expensive to live in?
Prices there run 14.6% below the U.S. average. BEA's regional price parity for the metro area is 85.4, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in The Villages, FL?
To keep a $1,328 two-bedroom under 30% of gross income, a household needs about $53,120 a year, or $4,427 a month. That is 68% of what the typical household in The Villages, FL earns.
How much do you need to live comfortably in The Villages, FL?
On the local median income of $77,622 ($6,469 a month before tax), the 50/30/20 rule leaves $3,234 a month for needs like rent, utilities and groceries, $1,941 for everything else and $1,294 for savings or debt. A two-bedroom at $1,328 takes 41% of the needs share.
How much is the electric bill in The Villages, FL?
Homes in Florida paid 15.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $136. Your bill depends mostly on heating and cooling.