Kansas · Census, HUD and BEA figures · Updated

Cost of Living in Topeka, KS

Prices around Topeka, KS run 11.2% below the U.S. average (BEA, the metro area). The typical household there earns $56,956 a year, and HUD puts a two-bedroom at $1,057 a month. Keeping that rent under 30% of income takes about $42,280 a year.

Topeka, KS at a glance

Median household income

$56,956$4,746 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,057HUD FY2026 Fair Market Rent
Price level (U.S. = 100)88.8-11.2% · BEA, the metro area
Electricity15.7¢per kWh · EIA Residential KS
Population125,786Census ACS 5-year estimate

How much rent can you afford in Topeka, KS?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,057Monthly market rent
Share of gross income22.3%Recommended max: 30%
Annual income needed$42,280To meet the 30% standard
Max affordable rent$1,424At 30% of $56,956
0%30% (Affordability standard)100%
Compare against:

How much is rent in Topeka, KS? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Topeka, KS MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Topeka, KS, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$792$9,504$31,68016.7%
1-Bedroom Apartment$820$9,840$32,80017.3%
2-Bedroom ApartmentBenchmark$1,057$12,684$42,28022.3%
3-Bedroom Home$1,392$16,704$55,68029.3%
4-Bedroom Home$1,411$16,932$56,44029.7%

Rent in Topeka, KS, with the wage each unit needs →

What a typical income covers in Topeka, KS

The 50/30/20 rule applied to the local median of $56,956 a year ($4,746 a month before tax).

Needs (50%)$2,373/moRent ($1,057 2-BR), utilities (~$141/mo), groceries, transit
Wants (30%)$1,424/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$949/moEmergency fund, retirement, paying down loans

What $56,956 leaves after Kansas taxes

Federal income tax, Social Security, Medicare and Kansas tax on the local median income. Change the salary to see yours.

$56,956
$20,000$115,000
Filing status:
Gross salary breakdown$56,956
Net 80%
Fed 8%
KS 4%
FICA 8%
Annual take-home$45,566After all taxes
Monthly deposit$3,797Estimated per month
Biweekly paycheck$1,753Every 2 weeks (26/yr)
Effective tax rate20%Total tax burden
Federal income tax$4,655 / yr
Kansas state income tax$2,378 / yr
FICA (Social Security & Medicare)$4,357 / yr

Living in Topeka, KS: common questions

What is the median household income in Topeka, KS?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Topeka, KS is $56,956 per year (approximately $4,746 per month).

What is the average rent in Topeka, KS?

The closest official figure is HUD's Fair Market Rent for 2026: $792 for a studio, $820 for one bedroom, $1,057 for two, $1,392 for three and $1,411 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Topeka, KS expensive to live in?

Prices there run 11.2% below the U.S. average. BEA's regional price parity for the metro area is 88.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Topeka, KS?

To keep a $1,057 two-bedroom under 30% of gross income, a household needs about $42,280 a year, or $3,523 a month. That is 74% of what the typical household in Topeka, KS earns.

How much do you need to live comfortably in Topeka, KS?

On the local median income of $56,956 ($4,746 a month before tax), the 50/30/20 rule leaves $2,373 a month for needs like rent, utilities and groceries, $1,424 for everything else and $949 for savings or debt. A two-bedroom at $1,057 takes 45% of the needs share.

How much is the electric bill in Topeka, KS?

Homes in Kansas paid 15.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $141. Your bill depends mostly on heating and cooling.