Washington · Census, HUD and BEA figures · Updated

Cost of Living in Tumwater, WA

Prices around Tumwater, WA run 3.7% above the U.S. average (BEA, the metro area). The typical household there earns $95,212 a year, and HUD puts a two-bedroom at $1,960 a month. Keeping that rent under 30% of income takes about $78,400 a year.

Tumwater, WA at a glance

Median household income

$95,212$7,934 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,960HUD FY2026 Fair Market Rent
Price level (U.S. = 100)103.7+3.7% · BEA, the metro area
Electricity14.9¢per kWh · EIA Residential WA
Population26,956Census ACS 5-year estimate

How much rent can you afford in Tumwater, WA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,960Monthly market rent
Share of gross income24.7%Recommended max: 30%
Annual income needed$78,400To meet the 30% standard
Max affordable rent$2,380At 30% of $95,212
0%30% (Affordability standard)100%
Compare against:

How much is rent in Tumwater, WA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Olympia-Lacey-Tumwater, WA MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Tumwater, WA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,538$18,456$61,52019.4%
1-Bedroom Apartment$1,682$20,184$67,28021.2%
2-Bedroom ApartmentBenchmark$1,960$23,520$78,40024.7%
3-Bedroom Home$2,613$31,356$104,52032.9%
4-Bedroom Home$3,288$39,456$131,52041.4%

Rent in Tumwater, WA, with the wage each unit needs →

What a typical income covers in Tumwater, WA

The 50/30/20 rule applied to the local median of $95,212 a year ($7,934 a month before tax).

Needs (50%)$3,967/moRent ($1,960 2-BR), utilities (~$134/mo), groceries, transit
Wants (30%)$2,380/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,587/moEmergency fund, retirement, paying down loans

What $95,212 leaves after Washington taxes

Federal income tax, Social Security, Medicare and Washington tax on the local median income. Change the salary to see yours.

$95,212
$35,000$195,000
Filing status:
Gross salary breakdown$95,212
Net 80%
Fed 13%
FICA 8%
Annual take-home$75,812After all taxes
Monthly deposit$6,318Estimated per month
Biweekly paycheck$2,916Every 2 weeks (26/yr)
Effective tax rate20.4%Total tax burden
Federal income tax$12,117 / yr
Washington state income taxNo state wage tax$0
FICA (Social Security & Medicare)$7,284 / yr

Living in Tumwater, WA: common questions

What is the median household income in Tumwater, WA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Tumwater, WA is $95,212 per year (approximately $7,934 per month).

What is the average rent in Tumwater, WA?

The closest official figure is HUD's Fair Market Rent for 2026: $1,538 for a studio, $1,682 for one bedroom, $1,960 for two, $2,613 for three and $3,288 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Tumwater, WA expensive to live in?

Prices there run 3.7% above the U.S. average. BEA's regional price parity for the metro area is 103.7, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Tumwater, WA?

To keep a $1,960 two-bedroom under 30% of gross income, a household needs about $78,400 a year, or $6,533 a month. That is 82% of what the typical household in Tumwater, WA earns.

How much do you need to live comfortably in Tumwater, WA?

On the local median income of $95,212 ($7,934 a month before tax), the 50/30/20 rule leaves $3,967 a month for needs like rent, utilities and groceries, $2,380 for everything else and $1,587 for savings or debt. A two-bedroom at $1,960 takes 49% of the needs share.

How much is the electric bill in Tumwater, WA?

Homes in Washington paid 14.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $134. Your bill depends mostly on heating and cooling.