Alabama · Census, HUD and BEA figures · Updated

Cost of Living in Tuscaloosa County, AL

Prices around Tuscaloosa County, AL run 12.3% below the U.S. average (BEA, the metro area). The typical household there earns $66,231 a year, and HUD puts a two-bedroom at $1,169 a month. Keeping that rent under 30% of income takes about $46,760 a year.

Tuscaloosa County, AL at a glance

Median household income

$66,231$5,519 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,169HUD FY2026 Fair Market Rent
Price level (U.S. = 100)87.7-12.3% · BEA, the metro area
Electricity16.4¢per kWh · EIA Residential AL
Population237,552Census ACS 5-year estimate

How much rent can you afford in Tuscaloosa County, AL?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,169Monthly market rent
Share of gross income21.2%Recommended max: 30%
Annual income needed$46,760To meet the 30% standard
Max affordable rent$1,656At 30% of $66,231
0%30% (Affordability standard)100%
Compare against:

How much is rent in Tuscaloosa County, AL? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Tuscaloosa, AL HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Tuscaloosa County, AL, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$966$11,592$38,64017.5%
1-Bedroom Apartment$972$11,664$38,88017.6%
2-Bedroom ApartmentBenchmark$1,169$14,028$46,76021.2%
3-Bedroom Home$1,490$17,880$59,60027%
4-Bedroom Home$1,548$18,576$61,92028%

Rent in Tuscaloosa County, AL, with the wage each unit needs →

What a typical income covers in Tuscaloosa County, AL

The 50/30/20 rule applied to the local median of $66,231 a year ($5,519 a month before tax).

Needs (50%)$2,760/moRent ($1,169 2-BR), utilities (~$148/mo), groceries, transit
Wants (30%)$1,656/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,104/moEmergency fund, retirement, paying down loans

What $66,231 leaves after Alabama taxes

Federal income tax, Social Security, Medicare and Alabama tax on the local median income. Change the salary to see yours.

$66,231
$25,000$135,000
Filing status:
Gross salary breakdown$66,231
Net 79%
Fed 9%
AL 4%
FICA 8%
Annual take-home$52,613After all taxes
Monthly deposit$4,384Estimated per month
Biweekly paycheck$2,024Every 2 weeks (26/yr)
Effective tax rate20.6%Total tax burden
Federal income tax$5,768 / yr
Alabama state income tax$2,783 / yr
FICA (Social Security & Medicare)$5,067 / yr

Living in Tuscaloosa County, AL: common questions

What is the median household income in Tuscaloosa County, AL?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Tuscaloosa County, AL is $66,231 per year (approximately $5,519 per month).

What is the average rent in Tuscaloosa County, AL?

The closest official figure is HUD's Fair Market Rent for 2026: $966 for a studio, $972 for one bedroom, $1,169 for two, $1,490 for three and $1,548 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Tuscaloosa County, AL expensive to live in?

Prices there run 12.3% below the U.S. average. BEA's regional price parity for the metro area is 87.7, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Tuscaloosa County, AL?

To keep a $1,169 two-bedroom under 30% of gross income, a household needs about $46,760 a year, or $3,897 a month. That is 71% of what the typical household in Tuscaloosa County, AL earns.

How much do you need to live comfortably in Tuscaloosa County, AL?

On the local median income of $66,231 ($5,519 a month before tax), the 50/30/20 rule leaves $2,760 a month for needs like rent, utilities and groceries, $1,656 for everything else and $1,104 for savings or debt. A two-bedroom at $1,169 takes 42% of the needs share.

How much is the electric bill in Tuscaloosa County, AL?

Homes in Alabama paid 16.4¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $148. Your bill depends mostly on heating and cooling.