Ulster County, NY at a glance
Median household income
$86,271$7,189 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Ulster County, NY?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Ulster County, NY? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Kingston, NY MSA, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,303 | $15,636 | $52,120 | 18.1% |
| 1-Bedroom Apartment | $1,386 | $16,632 | $55,440 | 19.3% |
| 2-Bedroom ApartmentBenchmark | $1,818 | $21,816 | $72,720 | 25.3% |
| 3-Bedroom Home | $2,245 | $26,940 | $89,800 | 31.2% |
| 4-Bedroom Home | $2,407 | $28,884 | $96,280 | 33.5% |
What a typical income covers in Ulster County, NY
The 50/30/20 rule applied to the local median of $86,271 a year ($7,189 a month before tax).
What $86,271 leaves after New York taxes
Federal income tax, Social Security, Medicare and New York tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in New York
Living in Ulster County, NY: common questions
What is the median household income in Ulster County, NY?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Ulster County, NY is $86,271 per year (approximately $7,189 per month).
What is the average rent in Ulster County, NY?
The closest official figure is HUD's Fair Market Rent for 2026: $1,303 for a studio, $1,386 for one bedroom, $1,818 for two, $2,245 for three and $2,407 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Ulster County, NY expensive to live in?
Prices there run 0.7% above the U.S. average. BEA's regional price parity for the metro area is 100.7, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Ulster County, NY?
To keep a $1,818 two-bedroom under 30% of gross income, a household needs about $72,720 a year, or $6,060 a month. That is 84% of what the typical household in Ulster County, NY earns.
How much do you need to live comfortably in Ulster County, NY?
On the local median income of $86,271 ($7,189 a month before tax), the 50/30/20 rule leaves $3,595 a month for needs like rent, utilities and groceries, $2,157 for everything else and $1,438 for savings or debt. A two-bedroom at $1,818 takes 51% of the needs share.
How much is the electric bill in Ulster County, NY?
Homes in New York paid 29.5¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $265. Your bill depends mostly on heating and cooling.