Oregon · Census, HUD and BEA figures · Updated

Cost of Living in Umatilla County, OR

Prices around Umatilla County, OR run 3.4% above the U.S. average (BEA, Oregon). The typical household there earns $67,728 a year, and HUD puts a two-bedroom at $1,241 a month. Keeping that rent under 30% of income takes about $49,640 a year.

Umatilla County, OR at a glance

Median household income

$67,728$5,644 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,241HUD FY2026 Fair Market Rent
Price level (U.S. = 100)103.4+3.4% · BEA, Oregon
Electricity16.3¢per kWh · EIA Residential OR
Population79,940Census ACS 5-year estimate

How much rent can you afford in Umatilla County, OR?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,241Monthly market rent
Share of gross income22%Recommended max: 30%
Annual income needed$49,640To meet the 30% standard
Max affordable rent$1,693At 30% of $67,728
0%30% (Affordability standard)100%
Compare against:

How much is rent in Umatilla County, OR? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Umatilla County, OR, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Umatilla County, OR, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$856$10,272$34,24015.2%
1-Bedroom Apartment$946$11,352$37,84016.8%
2-Bedroom ApartmentBenchmark$1,241$14,892$49,64022%
3-Bedroom Home$1,726$20,712$69,04030.6%
4-Bedroom Home$2,081$24,972$83,24036.9%

Rent in Umatilla County, OR, with the wage each unit needs →

What a typical income covers in Umatilla County, OR

The 50/30/20 rule applied to the local median of $67,728 a year ($5,644 a month before tax).

Needs (50%)$2,822/moRent ($1,241 2-BR), utilities (~$147/mo), groceries, transit
Wants (30%)$1,693/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,129/moEmergency fund, retirement, paying down loans

What $67,728 leaves after Oregon taxes

Federal income tax, Social Security, Medicare and Oregon tax on the local median income. Change the salary to see yours.

$67,728
$25,000$140,000
Filing status:
Gross salary breakdown$67,728
Net 77%
Fed 9%
OR 7%
FICA 8%
Annual take-home$51,896After all taxes
Monthly deposit$4,325Estimated per month
Biweekly paycheck$1,996Every 2 weeks (26/yr)
Effective tax rate23.4%Total tax burden
Federal income tax$6,070 / yr
Oregon state income tax$4,581 / yr
FICA (Social Security & Medicare)$5,181 / yr

Living in Umatilla County, OR: common questions

What is the median household income in Umatilla County, OR?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Umatilla County, OR is $67,728 per year (approximately $5,644 per month).

What is the average rent in Umatilla County, OR?

The closest official figure is HUD's Fair Market Rent for 2026: $856 for a studio, $946 for one bedroom, $1,241 for two, $1,726 for three and $2,081 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Umatilla County, OR expensive to live in?

Prices there run 3.4% above the U.S. average. BEA's regional price parity for Oregon is 103.4, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Umatilla County, OR?

To keep a $1,241 two-bedroom under 30% of gross income, a household needs about $49,640 a year, or $4,137 a month. That is 73% of what the typical household in Umatilla County, OR earns.

How much do you need to live comfortably in Umatilla County, OR?

On the local median income of $67,728 ($5,644 a month before tax), the 50/30/20 rule leaves $2,822 a month for needs like rent, utilities and groceries, $1,693 for everything else and $1,129 for savings or debt. A two-bedroom at $1,241 takes 44% of the needs share.

How much is the electric bill in Umatilla County, OR?

Homes in Oregon paid 16.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $147. Your bill depends mostly on heating and cooling.